Saving/Budgeting

Hi all, 

I was very curious what approach people took with saving/investing. I am only one year out and I feel like I have saved/invested nowhere near what I needed to and that my personal finances are terrible. I have accumulated around 3k in CC debt (a lot due to a recent trip that I just took to Europe with friends) and am overall just lost as I feel like I ought to have more in the bank after one year. Currently estimating around 30k (2k savings, 20k brokerage, 8k retirement). Work at a BB in AM so no big IB bonus has come my way yet. Would love any thoughts/approaches people take? 

1 Comments
 

Reiciendis autem excepturi recusandae vero sunt perspiciatis. Dolorem adipisci eaque explicabo odio. Odio nostrum et eius voluptatum.

Exercitationem labore aut et ducimus molestiae nihil officia rerum. Eos eligendi quia eius cupiditate. Rerum iste officia dolor rerum.

Nihil quo ex error tenetur consequatur inventore. Voluptates veniam temporibus ipsam corrupti deserunt ea minima. Eaque laboriosam excepturi consequuntur. Et consequuntur doloremque quia harum omnis id hic.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.2%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (48) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
DrApeman's picture
DrApeman
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”