Securitization of Social Security Checks

Is there a room for Social Security securitization?

Basically lending money to elderly who are in tough situation, with their social security checks as a collateral. Lender automatically receive their cut from the S.S check. We can sell those bonds to the market.

Is there demand amongst the elderly to borrow? Is this ethical? Is this profitable?

4 Comments
 
LeoMessiThis would generate the worst PR in the world, but yes, theoretically it is possible. Can you imagine if they defaulted, and you took their SS checks? Like hell that would fly...
I realized that.

But is there a demand for this type of financing? I personally do not know many older people for are looking for credit.

 

Short answer is no, the risk is far to great. Old people die. Once they die the SS check stops. If this was like short term bridge financing then it might work. However it would be far too expensive to securitize a bunch of bridge loans.

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 

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