Maximum exposure/ overcommitment

Hello everybody,

just a short question: Why is the maximum exposure of most private equity funds only around 60-90%? I can see the use of overcommitment in order to maximise the exposed capital, but besides some "security" aspects these low rates of maximum exposure don´t make sense to me. I know it´s probably a stupid question but one of my courses goes quiet into detail concerning PE and so im wondering if anybody could answer my question. Thank in advance!

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