Taking on debt to finance capital commitments

I was on another thread discussing comps in the industry and thought about this. Would like to know for folks who are in the industry and have capital contribution commitments - do your firms have borrowing programs with banks? If yes are you taking advantage of it? Why / why not?

My firm offers a program with First Republic ans a Swiss private bank, the former I think is quite a popular choice. I'm not participating because I have some excess cash and I think no-fee, no-promote PE funds are actually very good long-term investments... and I don't like to take on personal debt, but I really haven't thought more carefully about this and would welcome advice.

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