Freddie Insurance
Wondering if any of yall have seen this - when signing up a new Freddie Mac loan, typically the appraisal EGI is used to determine insurable BI value. Appraisers of course, get liberal with EGI after we scream at them to increase value, leading to a larger insurable value at additional premiums. Per the FRE guide, you can use NOI + continuing expenses. Does anybody ever actually do this? Don't want to get to closing and get caught with a shaky EGI number for insurance.
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