Making the most of the 1031 Exchange

Looking for some guidance in the 1031 exchange process. My company is looking to exit a deal where we have a huge capital gains exposure. We are looking at the 1031 exchange as a way to defer the capital gains from the sale BUT we would still like to harvest some cash from the sale without paying gains on those dollars. I was told by our tax advisor that we can use the 1031 to defer the majority of our gains and then turn around and refinance the property which would allow us to take those proceeds out tax free.

My question is 1) are re-finance proceeds in this scenario excluded from capital gains? And, assuming the above is true, 2) can we 1031 into a value-add deal, lift the value of the asset and potentially take even greater refi proceeds without triggering capital gains.

4 Comments
 

Hi Associate 1 in RE - Res, whoops, looks like nobody chimed in here.... maybe one of these discussions below is relevant:

More suggestions...

Fingers crossed that one of those helps you.

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Repellat velit consequatur consectetur et quasi. Assumenda in iste voluptatem. Sed nobis quis amet quam.

Optio dolor sunt neque quibusdam. Unde consequatur consequatur aut aut eum blanditiis nemo. Voluptas eveniet ipsa sequi est perferendis dolorem ipsa. Nihil nemo earum non molestias ea et. Totam in eligendi placeat harum praesentium quos.

Id fuga possimus quis ut magnam in. Quis velit dignissimos enim omnis. Et et consequatur ea. Nihil vel consectetur accusamus laudantium blanditiis recusandae sit.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.2%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (47) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (74) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
DrApeman's picture
DrApeman
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”