Thread Repost. Retail Ground Lease Rent. How To Determine?

Hey Guys,

I wanted to repost this thread as I have not gotten a single response since I posted last week. I am new to this community so I don't know how active members are here but I am surprised there wasn't a single reply from anyone. Is there really no one out there that knows the answer to this?

https://www.wallstreetoasis.com/forum/real-estate…

37 Comments
 

Your method of asking the question makes answering it difficult, IMO. Here is your original post: 

I stumbled onto this forum yesterday when I was doing a google search and discovered a thread discussing how to value a ground lease. The thread can be found under the title: Ground Leases - How To Value And What Am I Missing?

One poster responded to the OP by stating ground payments are typically calculated based off a % of gross NOI. Stating they generally want to be 20% or lower, but he's seen as high as 30% on newly cut ground leases.

This thread was addressing the scenario of a developer ground leasing a property to build a commercial development that would be funded with rental income. What I want to know is if this same method applies to ground leasing a property to a national tenant where they are their own developer? More specifically, I want to confirm if the ground rent is based off of their gross annual projected revenue and then converted as a fixed percentage of that revenue? 

If anyone can answer this question I would greatly appreciate it as I have never been able to find a straight answer to this. 

First of all, ground leases can be based off of a % of NOI, but they also can not be. So a national tenant self performing could also have such a deal, or they may not. It is more likely than not that a national tenant will not agree to report sales, much less pay their lease as a % of those sales, but I’m sure someone on this forum has signed a national tenant to percentage rent so as always, “it depends.” 
 

It all comes down to the deal itself, which is subject to negotiation between land owner and whomever leases the land, so it can vary wildly from deal to deal. 

Commercial Real Estate Developer
 

The value of the land itself.

People do 99 year ground leases. They’re not calculating out 99 years of retail sales.

Commercial Real Estate Developer
 

Based on the most helpful WSO content, here are some insights on determining ground lease rent for retail properties:

  1. Avoid FMV Resets:

    • It's advised to avoid Fair Market Value (FMV) resets if possible. If they are necessary, ensure the calculations for FMV resets are as specific as possible to prevent significant rent hikes.
  2. Cap Rate Considerations:

    • When modeling ground lease payments into a pro forma, the cap rate for a ground lease should include an additional premium due to the higher risk associated with leasehold interests. For example, if the market cap rate is 5.5% and you would typically build a fee deal to 7%, aim for at least an 8% cap rate on a ground lease.
  3. Ground Lease Payment to NOI Ratio:

    • It's crucial to check the ratio of the ground lease payment to the Net Operating Income (NOI). Lenders generally dislike seeing this ratio above 20%, and it's recommended to keep it as low as possible.
  4. Rent Increase Structure:

    • Structure annual caps on rent increases if they are pegged to the Consumer Price Index (CPI). Alternatively, a fixed rent schedule is preferable.
  5. Tenant Perspective:

    • Consider the type of tenant that would occupy the space. Different retailers have different needs based on the size of the space. For example, a pharmacy might need 10,000 square feet, while a restaurant might only need 2,000 square feet. The location and size of the retail space will determine the potential tenant pool.
  6. Market and Occupancy Costs:

    • Understand that tenants have a certain dollar amount they can afford for their business, regardless of market rates. If the market rents are high but no tenants can afford them, it will limit your potential tenant pool.

These points should help you get a better understanding of how to determine ground lease rent for retail properties. If you need more detailed advice, consider reaching out to professionals or exploring more threads on WSO.

Sources: Calculating Ground Lease: Rule of Thumb?, Retail IS/Acquisitions: What should you know?, Types of RE Leases - A Primer, Modeling ground lease payments into a pro forma, HOW DO YOU DETERMINE YOUR UNIT MIX?

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

If I were you, I'd model this as follows.

The tenant should pay a % of their revenue or some minimum rent. In your model, you can input the minimum rent and an estimate of their revenue with some growth rate assumption. A MAX formula would make it fairly easy to model which one of those would be in effect in a given year given the revenue assumption.

I think it would be difficult for you to come up with a revenue assumption on your own. You'd need some guidance from a potential tenant/broker to make sure you're in the right ballpark. 

 

That's the tricky part.

If a tenant is suggesting that they pay a % of their revenue, then they need to provide an estimate. It's unreasonable for you to come up with a reasonable estimate as to how much virtually any retailer makes at an average location, let alone a specific location in a specific market. Asking for a figure shouldn't be an issue if its something they're proposing. If they're unwilling to provide that but still proposing that structure, its a bit odd.

 

A few methods:

1. You figure out the market value of the land attributable to the ground lease and price based on your required return on the land value - my rule of thumb is typically start negotiations at 10%, floor is your cost of capitalThis is my preferred method.

2. As already mentioned here, you base it off a % of estimated gross revenue when the lease is signed (this is obviously easier if you have depth in retail and know the tenants as you can look at their other comparable locations).

3. On rare occasions a tenant might just agree to do a % of sales outright on an ongoing basis. I've only ever seen this once personally.

 

Thank you for your very detailed reply CREnadian. 

I have heard others mention the method of using a fixed rate of return on land value as a way of determining ground rent. Where I struggle with this method is with what you wrote above when you said, "figure out the market value of the land." The market value of the land would have to be very high to make this pencil out and I don't see how that's possible without improvements and leases in place. When I have looked at ground leases for sale on Crexi many of them are being listed around 2.8 million and up which suggests the ground is worth that much. I do not understand how they could value those properties at that kind of price, especially the smaller ones before the property has been repositioned. If you could shed some light on this it would be very much appreciated as the high valuation does not follow logic for me. 

 
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