Am I tweaking? (Columbia vs Vanderbilt vs UVA)

Just got my financial aid offers, and I am having a really tough time deciding where to go. Over three years, Columbia and Vanderbilt will cost $90k, while UVA will cost $150k. My college fund is $120k, and any unused money would just sit around since I don't plan on grad school. So the true cost difference for me is more like $30k, which would basically be all of my savings.

Obviously, Columbia is the most prestigious and places the best in finance and consulting, but I've kinda eliminated it because I don't fw NYC as much as I thought I would. The "traditional college experience" is also important to me, so Columbia probably doesn't make sense.

Between Vanderbilt and UVA, I definitely prefer UVA. I love the campus, the college town vibe, and heavy Greek life emphasis, so it is basically the perfect college imo. Vanderbilt checks a lot of the same boxes and seems to have a great transfer community, but I don't really like Nashville and Greek life seems less intense/important. I am also considering switching to CS (currently an econ major), which, at Vanderbilt, would be more difficult because I would have to double major or transfer to the engineering school.

Am I insane for wanting UVA over Vandy despite the price difference?

Would also appreciate any kind of insight into the columbia social scene.