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I think this is a good take. I will add that, though an outright Ross transfer is challenging (felt like a coin toss among my friends who tried), getting accepted to the Ross minor is very doable (basically everyone who tries gets in).

The minor is a nice way to take business classes, be a part of the "group" from a networking perspective (though this is more psychological than anything), and gain access to certain clubs.

But, most importantly, I agree that the Michigan brand is far superior to IU and have seen alums really go to bat for many of my friends (who they barely knew). Many more alums in high places and just a much larger network overall. Next time you're in an airport, anywhere in the US, throw a Michigan hoodie on and I bet you'll get a Go Blue. Outside of maybe ND, I can't think of a school that binds random strangers together more. This helps networking (you can pick any company and there are tons of Mich alums) but also just makes life more fun-you meet a lot of interesting people.

I wouldn't let Ross be the difference maker, personally. Given the career outcomes I've seen from Econ friends (some of which are immensely better than many Ross kids'), perhaps having to grind a smidge harder truly helped in the end, anyway.