Pass/Fail GPA and Banking

I know sometimes it's alright to pass/fail some courses, but if I am a freshman, should I do this with Accounting and Statistics II? This is in the wake of covid19.
I am at a school which is not really a semi-target, but can get into some certain banks.

 

Do you think banks actually care if you fail a P/F class? Can they rescind offers?

 

I've been wondering the same thing, I think I'll manage to do well in all my courses except an Art History course I took because it sounded interesting. I don't think I'll do worse than a B, but still, with how competitive IB can be, would it be better to take a Pass in that course rather than have it on my transcript?

 

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