Villanova, Michigan, Oregon 2.0- DEBT

Hey again,

I know that I have posted a similar forum before, but I wanted to start a new one because of new information.

I recently visited the University of Michigan and I am absolutely in love. Everything about the university is incredible and it fits me perfectly. I know I will be happy during my 4 years here. However, as I come from an upper-middle class family, I would have to take on 120k to 130k of debt. Now, this does not include the money I could possibly make through work-study or summer jobs/internships. I am in LSA because at the time I applied was interested in econ, but now would plan to attempt to transfer to Ross after freshman year.

If I choose to go to Villanova, I would take on 80k of debt (also does not include work study/summer positions). I have not visited yet, but plan to soon. Again, I am not in the business school, but in Arts and Science.

And finally, I could go to Oregon debt free and have every top 10 MBA program laugh at my resume.

What should I do? I want to get into IB (Wall Street of course) and possibly minor in computer science. I know Michigan is my best bet, but 120k of loans? How would my life look for 5 years after I graduate?

I also know people that work in Wall Street. I have immediate contact with an associate at a BB. Of course I will contact them as well, but wanted to here the WSO community as well. And, to give you a quick background of myself, I am quite quantitive. I received a 760 on the math portion of the SAT.

5 Comments
 

If I were you I would do more research on transfer stats to Ross.... you would be surprised how illogical large university’s bureaucracy can be. If it turns out it’s a nightmare with low chances to transfer it might make it an easy cross-off. I would check college confidential.

Villanova..... have had a few buddies go there but don’t know much about placement. Same goes for Oregon. Debt is a touchy subject, I would really think that one out if I were you.

Also, just to note, besides 1-2 satellite bank offices that are near the physical Wall Street most banks and financial co’s are in Midtown.

So yeah, I would recommend looking into Ross transfer stats and then think about debt - think it through yourself and then with your parents if possible.

As a side note, and this is just interesting to me, if “upper-middle class” (however that’s defined) notes that they have to go nearly 6-figures in debt for college then WTF does the majority of this country do that isn’t “upper-middle class”. Why don’t we have any politicians discussing the insane price of most universities? I’m going to send my kids straight to the army/navy....

Good luck

 

My families income is in the range of 130-150k. It's an estimate because my parents keep a good portion of there financial information away from me. However, colleges expect my parents to pay at the very least 40k a year, which is insanity. People that make below 90k USUALLY get substantial need and USUALLY do not have to take out much loans. There are exceptions to these. And the rich, well, just pay sticker.

 

Already said 80k is a lot of $$ and so is 120k we're talking the same sticker as top MBAs. Oregon means you need to work harder but you can try transfer after 2 years to save $$

Nobody can judge how much debt you can afford, let alone 120k when you're like 12 years old and can't pay it off until like 40

Nobody

 

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