Waterloo FARM or Bocconi BEMACC or Queens Smith (Business Undergraduate)?

Hi WSO! I am currently considering which offer I should accept: 1. Math/financial analysis and risk management (Co-op) in University of Waterloo (5 years, $2000 scholarship) 2. Economics and management for art, culture and communication in University of Bocconi. (3 years) 3. Smith (commerce) at Queen's university ($2000 scholarship) The ranking of Bocconi is quite high but I heard that their Bachelor programs (other than finance) are not very good. Waterloo is prestigious on finding a job. Don't know much about Queens Also I would like to know how hard to change major to Finance in Bocconi and how hard to get in its master program of Finance with the major of BEMACC Other information: not a EU citizen Thank you WSO!!!! Your answer will be really helpful. I don't have a lot of time to make the decision!