Cryan on Equities and Long Rates Businesses

From https://news.efinancialcareers.com/uk-en/307309/d…,

"Cryan repeatedly held up equities as an example of a business in which margins have been eroded and activity has moved away from banks. Similarly, he said the “long dated high margin rates business” which banks milked at the start of “this century” has disappeared and “just isn’t in existence any more.” The message? Sales and trading businesses change and banks need to evolve along with them."

Where has the equities business moved and why has it moved there?

Why has the long rates business disappeared?

Will any of these businesses return?

4 Comments
 
Best Response

IMHO: - Equity biz, where the banks used to enjoy various competitive "first mover" advantages (e.g. technology, scale, etc), has become a lot more "egalitarian". That has resulted in increased competition from a whole variety of other mkt participants. Furthermore, this has also happened due to availability of new products (ETFs) and the broad shift into more passive investing. - The long-dated high-margin rates biz disappeared because it was often a scam and the GFC exposed that. The victims had their day in court and media had a field day with some of the more lurid stories (e.g. LIBOR, Monte Paschi, Metro do Porto, etc). It's kinda ironic that Cryan is talking about this, since DoucheBank has historically been one of the worst perpetrators. - Your question is too wide-ranging. To paraphrase, all decent businesses are the same, every problematic business is problematic in its own way. - Who the heck knows... There are simply too many variables.

 

Well, this here article talks about a particularly gorgeous specimen: https://www.bloomberg.com/view/articles/2014-05-02/portuguese-train-com…

Read it and weep (or laugh, or both, depending on your perspective).

There are tons of others like it out there, so you can reasonably extrapolate what sorta thing this rates biz was for the banks and how it worked.

 

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just google it...you're welcome

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