Here's the rundown. I did pretty shit in highschool but got accepted into all the colleges (non-targets) I applied to. I actually scored a $20k scholarship also!
Unfortunately, my family isn't doing so hot financially and they requested that I go to community college so they can get settled. Thus I pulled my enrollment from state flagship. My family makes $40k a year (4 kids, one in college). I just decided to do this but I am starting to regret it, I already pulled my enrollment from my state-flagship. My parents were just giving me such a hard to me with the fact they're broke and I had to take out private loans. I get to go to CC for free since I did good on the placement test and can jump right into college mathematics. They said I scored high on it.
Am I screwed? I am starting to become severely depressed. I don't want to work as a dishwasher next Summer but rather intern at a private wealth management firm even if it's for free. All my friends are starting to go off to college and they're going to get internships so easily since they don't have the community college stamp hanging over their head. I really can't work as a dishwasher anymore, can I still achieve some type of finance-internship? I just want to better my life and make the best decisions early on.
I want to work in an investment bank, I would take whatever I could get. If that doesn't work I can go into telemarketing at a small brokerage.
As always, thank you!
Comments (102)
no but not for any of the reasons you're thinking
heister:
Look at all these wannabe richies hating on an expensive salad.
Thanks for your honesty. So what are the reasons?
you're a scheister at heart, so you might get a payday, but nothing sustainable. you're gonna get in over your head with people smarter than you and get fucked. and you seem to fail to see the big picture. but you're a kid so whatever, who knows
heister:
Look at all these wannabe richies hating on an expensive salad.
You should really focus on getting into a good school Junior year and do whatever you need to do to get out a loan.
Once you get in Junior year, work hard on getting internships for Junior-Senior year. Get good grades and go from there.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
I've heard that even if I get a 4.0 GPA at my community college I will still have a low chance in transferring to a t50 school.
I would have to delay graduation also to get a better shot at Junior recruiting since I would be coming in with no GPA
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you've just heard that? you've made 75 threads and haven't bothered to look into it? the opposite is true. schools have CC quotas they have to fill.
heister:
Look at all these wannabe richies hating on an expensive salad.
If you were a stock, I'd sell everything I own and borrow as much as possible to short you
@Kassad what a shit and mean thing to say. I'm trying to seek advice. You are adding no value hence why you were fired from your finance job and now work in IT. Take this monkey shit.
SB'd.
Exactly how many troll accounts do you have now?
This is..perfect
What is perfect?
One of my friend's dad was in a similar situation. He started his own business and now he makes a $350,000 salary as his own boss.
He attended a community college then worked at McDonald's as a manager. Don't give up, do something you know and be your own boss.
This is very inspirational, thank you so much!
No problem man. Hope everything works out. Some of the most successful small business owners I know qualified for welfare before starting their companies. Being in a position like that you don't have a choice to fail.
Oddly enough, you're doing exactly what the vast, vast majority of people SHOULD be doing but aren't--doing 2 years at a community college (for extremely cheap or, in your case, for free) and then going to a flagship state university. Not only is it not something to be ashamed of, it's something you should advocate others do. Work hard, do well, make some money in an actual wage paying job, and in your summer between your junior and senior year get an internship at that point. You'll be fine.
Nope.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Jesus Christ. You are wrong in literally every single thread I've seen you in.
Thanks so much for your response! If I do that, I can get out of my state flagship with only $25-$30k in debt, no private loans for sure. I will have a degree and maybe not the best job but I can live my life where my peers are in $60k-$100k in debt.
Thanks!
How is this not my name is Goldstein?
What?
This is definitely Goldstein. When he was still on his my name is goldstein account, he sent me a PM stating much of the same things, ie having to go to CC rather than the college he was supposed to, family only making 40k a year, and there being like 4 kids in the family or some shit. It's exactly the same story - would anyone like to see screenshots?
@AndyLouis a user is going to be doxxed.
It is. It is. See my post above. You are much quicker on the uptake than I am. Lesson learned.
Why you guys are answering to this joker while saying that he is a joker is beyond me.
So you want IB, PWM, or Sales.
You can get a PWM or an accounting internship to help get you in the door for an IB internship.
A job/internship in sales would get you into PWM or some RE/tech company you wanna work for.
It's been demonstrated many times over that you can get into IB from non-target schools. Get a solid GPA and use the free resources here on WSO.
Want PWM/Sales? Read sales books and start dialing for dollars. This is a good thread for you https://www.wallstreetoasis.com/forums/ama-a-bored...
No amount of threads on WSO will help. It's all up to you now.
You don't get it, I'm not going to a non-target, I'm going to a ultra non-target (community college). I just don't know if my people skills and knowledge can negate the fact that finances forced me to go to CC.
My point still stands. I know people who got internships from CC at BB PWM. You can certainly get an accounting internship at a small company near you. You don't need a college degree to work in sales. They literally don't give a shit as long as you can make them money.
Accounting internship from CC? Possible.
PWM internship from CC? Possible.
Sales job? You can literally drop out and sell cars and leverage that into a different industry.
It's your attitude.
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....
.
Deleted. My bad. He responded to a thread and actually wasn't the person saying it. Sorry OP- if you're serious PM me. It's true- was a CC and did get an Ivy acceptance (low Ivy- but still).
Thanks.
I didn't feel like I made a direct insult to you, may have been the other user. I apologized afterwards because I felt bad, to be honest.
You're right- sorry. See my post above.
Hey man, you sound like me. I also had aspirations of attending a top school, and I did get into a few. But then I had to go to a shit school.
But unlike you, I became depressed and just lost it. I just lost all motivation and slipped into isolation and depression. I fucked up my GPA bad.
I will say this, whatever you do, get a very high GPA. It is going to affect u for the rest of your life. Consider law school. Law schools don't care about prestige. Just make sure: Do anything to get that high GPA.
For what its worth: I work with people who went to top schools. They earn what I earn. So your school is not everything. Keep in touch.
Sorry to hear that.
I actually know a lawyer who started off as a typical associate (not from prestigious law school) and climbed. He has his own practice now and owns a shit ton of businesses. I visited his house once and it's crazy, he has a basketball court, pool, tennis court, massive gym and really just everything. Idk, maybe I can get into a high ranked law school. I've heard people say that Law is bad and I shouldn't go into it but I mean if I go to Yale or Harvard Law the name can take me far, do you agree?
EDIT: That would be so badass to work for Wachtell or Watkins. They make so much fkn money I just hope top law schools don't care about my CC.
I was thinking about Wachtell. Wachtell has base starting pay of 185K, plus a 100% bonus!
But here is the thing. I'm old now. And most likely, I'll work for a 180K firm, if I even get into BigLaw. Which sounds like big money, until u consider that its nyc.
I mean, its possible to be rich. But we all want to be rich at a young age! Becasue money is fun when u enjoy it at an early age. I earn about 66 K now, which is shit.
I think the OP is an idiot from his post about a math majors being useless. I'll try to ignore that and give some advice. I did community college for 2 years, finished with a 3.7 and transferred to a small, but top regional state school with a particularly good business program. This summer I interned in BB operations. I learned that ops isn't for me, but I had an opportunity to meet some high-finance guys. I'm networking with them to get a shot at working with them. We'll see if it pans out. Campus recruiting is 30% accounting, 30% engineering, 20% finance, 20% sales. The finance jobs are all back or middle office. High finance is only achievable through networking. Since my school is fairly small and doesn't have a lot of presence on the street, its tough to find alumni to network with. I pretty much diminished my finance alumni base over the last year. Now I'm networking with non-alumni which is harder.
Its definitely a grind... If I am to arbitrarily assign a chance of getting into high-finance, it is about 30% (I have a 3.8 GPA, BB Ops internship, and a lengthy work experience). These odds are worse than I'd like, but I try very hard to improve them.
In my opinion, the best way to go in your situation is to go to CC, don't settle for anything less than a 4.0 in every class you take. Work a job where you gain experience relevant to finance (I chose insurance). When you finish your CC degree with a 4.0 and decent work experience, apply to all target schools and get into the best one you can. Don't go to a state-flagship unless its UMich or UC level. Suck it up and take the loans if you want to be in high finance.
Your welcome for this advice. Also, think twice, speak once so people don't think you're an idiot.
The BIGGEST mystery - why are you guys responding to this joker KNOWING that he trolls with multiple fake accounts? This useless, POS thread has 100+ responses. Come on, guys.
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