Here's the rundown. I did pretty shit in highschool but got accepted into all the colleges (non-targets) I applied to. I actually scored a $20k scholarship also!
Unfortunately, my family isn't doing so hot financially and they requested that I go to community college so they can get settled. Thus I pulled my enrollment from state flagship. My family makes $40k a year (4 kids, one in college). I just decided to do this but I am starting to regret it, I already pulled my enrollment from my state-flagship. My parents were just giving me such a hard to me with the fact they're broke and I had to take out private loans. I get to go to CC for free since I did good on the placement test and can jump right into college mathematics. They said I scored high on it.
Am I screwed? I am starting to become severely depressed. I don't want to work as a dishwasher next Summer but rather intern at a private wealth management firm even if it's for free. All my friends are starting to go off to college and they're going to get internships so easily since they don't have the community college stamp hanging over their head. I really can't work as a dishwasher anymore, can I still achieve some type of finance-internship? I just want to better my life and make the best decisions early on.
I want to work in an investment bank, I would take whatever I could get. If that doesn't work I can go into telemarketing at a small brokerage.
As always, thank you!
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Comments (102)
no but not for any of the reasons you're thinking
heister:
Look at all these wannabe richies hating on an expensive salad.
Thanks for your honesty. So what are the reasons?
you're a scheister at heart, so you might get a payday, but nothing sustainable. you're gonna get in over your head with people smarter than you and get fucked. and you seem to fail to see the big picture. but you're a kid so whatever, who knows
heister:
Look at all these wannabe richies hating on an expensive salad.
If there is quick money to be made I will go for it, why not? I can't make a living off these types of things. I just want to know if it's possible that I can get into a high paying career despite going to CC for financial reasons.
I don't get the big picture, to be honest. I don't to people in real life like how I do here if that's what you mean. When I talk to people they talk about how smart I am, I just know what I'm talking about (with the exception of my recent posts).
well there you have it
heister:
Look at all these wannabe richies hating on an expensive salad.
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Thank you for your honesty.
You should really focus on getting into a good school Junior year and do whatever you need to do to get out a loan.
Once you get in Junior year, work hard on getting internships for Junior-Senior year. Get good grades and go from there.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
I've heard that even if I get a 4.0 GPA at my community college I will still have a low chance in transferring to a t50 school.
I would have to delay graduation also to get a better shot at Junior recruiting since I would be coming in with no GPA
you've just heard that? you've made 75 threads and haven't bothered to look into it? the opposite is true. schools have CC quotas they have to fill.
heister:
Look at all these wannabe richies hating on an expensive salad.
Incorrect. My CC isn't in a state with prestigious public schools. CCs are feeders into top schools within that state. My CC is no where near top schools.
If you were a stock, I'd sell everything I own and borrow as much as possible to short you
@Kassad what a shit and mean thing to say. I'm trying to seek advice. You are adding no value hence why you were fired from your finance job and now work in IT. Take this monkey shit.
SB'd.
Exactly how many troll accounts do you have now?
I'm seeking advice so I can better myself. I don't want to be on this forum in 4 years complaining about stuff I should've done around this time. I don't know if that answers your questions but thanks for bumping the thread nonetheless.
You won't be here in 4 years, without a doubt. You'll be too poor to afford internet because you didn't listen to the advice people gave you
Lol! I am asking for advice here you stupid fucker. I don't come from a background where I can just call Dad and ask for advice on a career or college. You probably had that opportunity and probably had access to your Dad's giant bank account and that's good for you, I applaud you. But have some respect for those who don't come back from the same background and have to resort to advice on the internet (not saying advice here is bad).
I don't know what you're talking about - I definitely don't come from a background that would have allowed me to troll this hard on a public forum
Well I am here asking for advice, not trolling. Like I said before, I don't wan't to be here in 4 years asking myself "why didn't I look this up" or "why didn't I ask anyone".
EDIT: OH! You think I'm a troll because I said a major in Math is useless. Lolololol. Forgot about that. Look I'm really trying to seek advice if you think I'm a troll just go to another thread :)
I rest my case. When's your IPO?
Thanks for being helpful!
This is..perfect
What is perfect?
@Kassad 's description of what would hypothetically be the easiest way "to make a quick buck," as you so eloquently say.
Wouldn't that be insider trading?
Nah, this info is incredibly public lmao
One of my friend's dad was in a similar situation. He started his own business and now he makes a $350,000 salary as his own boss.
He attended a community college then worked at McDonald's as a manager. Don't give up, do something you know and be your own boss.
This is very inspirational, thank you so much!
No problem man. Hope everything works out. Some of the most successful small business owners I know qualified for welfare before starting their companies. Being in a position like that you don't have a choice to fail.
I hope so too! Thanks pal!
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Oddly enough, you're doing exactly what the vast, vast majority of people SHOULD be doing but aren't--doing 2 years at a community college (for extremely cheap or, in your case, for free) and then going to a flagship state university. Not only is it not something to be ashamed of, it's something you should advocate others do. Work hard, do well, make some money in an actual wage paying job, and in your summer between your junior and senior year get an internship at that point. You'll be fine.
Nope.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Jesus Christ. You are wrong in literally every single thread I've seen you in.
I know, he's pretty autistic.
And why is CC such a great opportunity?
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Because it's very inexpensive and still allows you to move on to finish your bachelor's at a respected state university. I've always maintained that you don't need to go to Harvard to succeed in life.
Sure, you don't need to go to Columbia or Harvard, but it definitely helps.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Sure it helps. But not going to an Ivy League school is not an automatic economic death sentence. According to this piece, 96.5% of the world's ultra HNW individuals didn't attend an Ivy League school. There is plenty of opportunity for us mere mortals.
http://www.msn.com/en-ca/money/savingandinvesting/...
ultra HNW is a different story ... those are the people who have literally shaken up the markets and industry
Ivy grads are quite simply more likely to earn more than their counterparts in other schools:
https://www.washingtonpost.com/news/wonk/wp/2015/0...
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Do u have any advice for my situation or are you going to post statistics for me to feel worse about my decision?
already posted advice
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Oh I thought that reply was for me and it notified me. Shit coding
I'm going to get in-character for a moment just to say that I have to agree. In no situation would I say that "it's fine to attend a community college and then a state school" when the opportunity to attend a top 50 school exists. I know a couple people, not geniuses, not savants, just a regular dude and a regular girl with >3.5 GPAs who transferred to NYU after their sophomore year. Debt, especially if you're gunning for finance, is a negligible concern.
That said, it is 100% possible to succeed from a community college, but I don't see the reason to hinder yourself on any basis of "saving money." The advantage one gets from attending a top school for undergrad is irreplaceable. Sure you can attend a top school for a MS or MBA, but even then you'd be at a disadvantage at the application stage. Your network will be more powerful coming from a top school, you'll have better instructors, access to better employers - there's just no universe where I can see skipping an attempt to go to a top school as a good idea.
This is coming from someone who attended a community college and then a state school. Definitely one of my top regrets.
I had the chance to attend a t30 school. It costed $130k in private loans, you're saying I should've gone there?
Lol no, that advice wasn't for you. You should drop out right now and start cold calling
Yes.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Oh! Ok!
Can you still get in after CC?
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
Without a doubt.
I'm struggling to even interact with you because you're such a stupid f*cking moron and you've proven it time and again. I'm not sure where to even start criticizing you for your utterly asinine post. But let me start here--the OP didn't get into Columbia, Harvard, Yale, or even Brown. The overwhelming majority of people don't even apply to Ivy League schools because it would be a waste of a $50 application fee. So yes, if the OP got into Harvard, it would be absurd to go to a community college instead of to Harvard. But that's not the case here--the decision is between CC and then finishing up at a state university or 4 years at a state university. Going the first 2 years at a community college is a great way to reduce costs and to get to the same goal.
Wow brah, do Ad Hominem attacks make you feel better, because they certainly do not help the strength of your argument.
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
My problem with you is that you're a mouth-breathing moron with a wrong, stupid, uninformed, autistic opinion on everything. Every thread that you show up in you put forth an objectively stupid comment. You're a disease to the mind. A guy shows up, says he got into a state university and is thinking about doing his first 2 years at a CC and your response is, "No, that's stupid. Go to Yale." Like, do you read what you write?
Thank you its like this guy is fucking annoying he literally destroyed my monkey shit count on my main because he started a fucking argument that contributed nothing to the discussion.
You said going to CC and flagship state is what people should do.
I disagreed. And now i'm wrong, stupid, uninformed?
"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
@Isaiah_53_5 @Isaiah_53_5
I thank you both for the advice. Dances is right, I didn't get into a top school so CC then 4 year is the best option for me since my state-flagship is terrible anyways.
However, I did get into a t50 school (not t30, my bad). It was in the perfect area for finance and has an amazing national brand. But pulling 6 figures in private loans? It's a semi-target at best and it's a MASSIVE school so I can't just be special and get the job over everyone else. Now if I had gotten into a t20 school, it would be worth it since they have OCR.
Don't interact with him. Here's how his history has been- Screenname "Mynameisgoldstein" then "theyalething"- I have proof because he sent me a message from yalething and when I open it the responses are from Goldstein- he has admitted on another thread his current screename replaces Yale-thing- which is believable as the story is pretty much the same. @Pump and Dump - why are you doing this. Wasting a lot of goodwill from people who could actually help you- wherever you are coming from- whatever school you did/could/would/should have gone to? What is the whole point of all of this?
I have gotten great advice and even thanked them for it. Did you literally over read the first line where I told them "thanks"? Also they know I'm yalething. I made that one thread about PSU and most reccommended I shouldn't have gone. Wish it was still here the thread really blew up.
Why though? Why the multiple personalities? Why waste a chance for people to try to help you? People who can help and have been where you are?
I do regret not trusting my gut, which was my fault not the Certified Users who stressed that debt was bad. I should've made my decision on intuition like Ted Cruz said at the RNC.
Like I said before, I got great advice but it was my fault for listening.
Thanks so much for your response! If I do that, I can get out of my state flagship with only $25-$30k in debt, no private loans for sure. I will have a degree and maybe not the best job but I can live my life where my peers are in $60k-$100k in debt.
Thanks!
How is this not my name is Goldstein?
What?
This is definitely Goldstein. When he was still on his my name is goldstein account, he sent me a PM stating much of the same things, ie having to go to CC rather than the college he was supposed to, family only making 40k a year, and there being like 4 kids in the family or some shit. It's exactly the same story - would anyone like to see screenshots?
@AndyLouis a user is going to be doxxed.
nope, not doxxing anyone. would just be posting a pic saying exactly what he said here
I've gotten good advice from this thread!
Still, those PMs were classified and not intended for anybody else, would you like it if you came to me for help and I later turned on you and exposed all of your PMs?
Clearly they were intended for everybody else, considering he posted the exact same shit in this thread you retard - it's more just that it's evidence it's goldstein which most people already knew
Enough with your pathetic ad hominems, a private message was specifically directed towards you and nobody else.
It was specifically directed at me and nobody else...and then posted it on this public forum. enough with your incredible stupidity
Yes, but still no one wants screenshots of a PM.
What have I done here that is synonymous to Goldstein's old posts?
it's funny you forgot already, but the story you posted here is exactly the same as the one you pmed me. oh and your fascination with the movie wall street is unmatched
*Boiler Room, Wall Street is overrated.
It is. It is. See my post above. You are much quicker on the uptake than I am. Lesson learned.
Why you guys are answering to this joker while saying that he is a joker is beyond me.
So you want IB, PWM, or Sales.
You can get a PWM or an accounting internship to help get you in the door for an IB internship.
A job/internship in sales would get you into PWM or some RE/tech company you wanna work for.
It's been demonstrated many times over that you can get into IB from non-target schools. Get a solid GPA and use the free resources here on WSO.
Want PWM/Sales? Read sales books and start dialing for dollars. This is a good thread for you https://www.wallstreetoasis.com/forums/ama-a-bored...
No amount of threads on WSO will help. It's all up to you now.
You don't get it, I'm not going to a non-target, I'm going to a ultra non-target (community college). I just don't know if my people skills and knowledge can negate the fact that finances forced me to go to CC.
My point still stands. I know people who got internships from CC at BB PWM. You can certainly get an accounting internship at a small company near you. You don't need a college degree to work in sales. They literally don't give a shit as long as you can make them money.
Accounting internship from CC? Possible.
PWM internship from CC? Possible.
Sales job? You can literally drop out and sell cars and leverage that into a different industry.
It's your attitude.
Thank you so much this is all I needed to hear! Thanks for giving me great advice and not spamming "troll!" across the thread. I will spam you with SBs in 24 hrs
....
.
Deleted. My bad. He responded to a thread and actually wasn't the person saying it. Sorry OP- if you're serious PM me. It's true- was a CC and did get an Ivy acceptance (low Ivy- but still).
Thanks.
I didn't feel like I made a direct insult to you, may have been the other user. I apologized afterwards because I felt bad, to be honest.
You're right- sorry. See my post above.
Nah, don't do it. I actually tried helping this kid before he made this account and he's been shitting on me after all the advice I gave him (which he was following through on). Your time is definitely spent better on helping anyone other than him
Duly noted. Wish there was an "adult" section here. Hard to sort through the B.S.
Yeah honestly, it'd be nice if IP bans were a thing too lol
Hey man, you sound like me. I also had aspirations of attending a top school, and I did get into a few. But then I had to go to a shit school.
But unlike you, I became depressed and just lost it. I just lost all motivation and slipped into isolation and depression. I fucked up my GPA bad.
I will say this, whatever you do, get a very high GPA. It is going to affect u for the rest of your life. Consider law school. Law schools don't care about prestige. Just make sure: Do anything to get that high GPA.
For what its worth: I work with people who went to top schools. They earn what I earn. So your school is not everything. Keep in touch.
Sorry to hear that.
I actually know a lawyer who started off as a typical associate (not from prestigious law school) and climbed. He has his own practice now and owns a shit ton of businesses. I visited his house once and it's crazy, he has a basketball court, pool, tennis court, massive gym and really just everything. Idk, maybe I can get into a high ranked law school. I've heard people say that Law is bad and I shouldn't go into it but I mean if I go to Yale or Harvard Law the name can take me far, do you agree?
EDIT: That would be so badass to work for Wachtell or Watkins. They make so much fkn money I just hope top law schools don't care about my CC.
I was thinking about Wachtell. Wachtell has base starting pay of 185K, plus a 100% bonus!
But here is the thing. I'm old now. And most likely, I'll work for a 180K firm, if I even get into BigLaw. Which sounds like big money, until u consider that its nyc.
I mean, its possible to be rich. But we all want to be rich at a young age! Becasue money is fun when u enjoy it at an early age. I earn about 66 K now, which is shit.
Well you beat out 99% of people BC of ur standardized test scores so that shows intellect. I am young and cant give advice about careers but I think you can make a lot of money if you get to know the CEOs of the companies your firm works with and all. Just networking I guess,
Would you say I can get into a top law school like Yale or Harvard even if I have one or two years at CC?
I agree that GPA really sticks unfortunately. I did shit in highschool and that prevents me from going to a top college thus not allowing me to go to a top school. I'm sure there is another way.
Sorry- but no. No way can you get into a top law school with 1-2 yrs CC. to get into a top law school you need to graduate with top marks from a top school and kill the LSAT. Doesn't look too promising if you didn't have top SAT scores. You need to just keep your head down and do the best you can where you are now and then try to transfer to the best school you can. Then you can evaluate your options. Right now that is the only pathway to success from where you are now.
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