Need to pay off a large medical expense for family member. What can I do to make a small side income?

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Had to take out a large personal loan to cover an emergency medical expense for a family member. The monthly payments put me insanely close to my maximum monthly budget once my student loans come out of grace period in November and make it so I can't save, so I'm trying to figure out a way to make an extra few hundred dollars a month. I'm usually working 9am-7pm and don't work weekends. Already applied for a few night schedule part-time and server/bartender jobs.

I'm from a blue collar background so I have no issues with any type job so long as I can work it around my corp dev schedule and at least get 5-6 hours of sleep so I can function properly. I would love to hear any suggestions for other ways to make an extra few hundred a month without having to sacrifice sleep and potentially my performance at my day job.

Can't drive delivery/uber/lyft because my car is leased and forbids it.

Edit: since this is getting some good attention

I really appreciate the suggestions everyone! I've applied to some more jobs and am looking into drop shipping since I used to run a small business shipping international goods before college. Would love to see more suggestions so this thread could be referenced by others people in the future who are tight on cash and need to make a small side income while working their day job.

Comments (34)

 
  • Analyst 1 in CorpDev
Oct 24, 2019 - 10:57am

Can't Uber/Lyft my car is leased and forbids it.

Don't have really anything I can sell, almost all clothes are second hand except for my work stuff. New college grad = not much in terms of assets.

Weekend job I'm looking for but haven't had much luck yet, just out some applications for night shift work. Most of the regular stores in the immediate area want at least 3-4 days/week. Will keep looking.

Mowing lawns I would need a mower. I don't live in an area where people own their own properties, surrounded by almost exclusively renters communities. There's a lot of low-cost lawncare services whose rates i can't really compete with if you catch my meaning.

Will look into gig sites.

 
Most Helpful
Oct 24, 2019 - 1:15pm

Bartended for years.. if you want to get into the industry you could do it in a month... Here's what you need to do

Get fake bottles online, plastic, and start looking up YouTube videos on Flair, this will get you instantly hired.

Start tossing those bottles around with different amounts of water in them, get perfect at it.

Learn to count to 6, seriously.

Make flashcards on all basic cocktails

Know the base of them all
If you get 5+ drinks you'll want to start with all common items like

Vodka Vodka Skip Vodka Skip
Skip Skip Gin Skip Skip
Skip Skip Skip Skip Whiskey
Tonic Skip Tonic Skip Skip
Soda Skip Skip Skip Skip
Skip Cran Skip Skip Skip
Skip Skip Skip Skip Coke

I'm not lying.

Get shakers, learn how to shake two at once, efficiency is key

Learn about all types of liquor, beer, and wine

Be FAST, walking fast means more customers and more money

You'll likely be put as a barback first, try to land a bartending gig based on merit.

Tell them you're a student, have a story, you'll be telling that story to customers to relate.

 
Oct 24, 2019 - 6:35pm

Doesn't WSO offer side gigs for writing for them or something like that?

Also random consulting gigs can pay pretty well.

“The three most harmful addictions are heroin, carbohydrates, and a monthly salary.” - Nassim Taleb
 
  • Analyst 1 in CorpDev
Oct 24, 2019 - 7:06pm

I'm aware WSO does internships but idk about paid gigs. Do you really think anyone would pay someone fresh out of undergrad to consult part-time? I guess I could look into that but didn't think I'd have anything to really offer there.

 
Oct 25, 2019 - 11:15am

Do you know how to use WordPress? I know Realtors who pay $300ish a month for someone to manage their website. Really easy stuff, mostly remote work. I worked in a high COL around some really high earning Realtors, but land a few clients and you can make decent money for very few hours worth of work.

“The three most harmful addictions are heroin, carbohydrates, and a monthly salary.” - Nassim Taleb
 
Oct 25, 2019 - 8:56am

Good for you for helping your family out. I think the easiest/most immediate source of income would be tutoring. Whip up a few ads and spam on craigslist/fb groups. You can also offer consulting via www.upwork.com.

 
Oct 25, 2019 - 4:58pm

Hey man, have you applied for all the debt forgiveness options through the hospital? I had over half a million dollars in hospital debt wiped out with zero impact on my credit. Took about a year and a lot of moving shit around trying to make it look like I was even broker than I was at the time. People don't know this, but you can get hospital debt either fully written-off or significantly (like 90%+) reduced if you make a claim. It's especially easy if they already got money from your insurance. Your portion is just gravy to them.

pre-post edit: I just actually read OP and see you already paid them. That's rough. The loan company's not gonna waive debt unfortunately. Maybe you can do that if you guys still owe anything. BTW, you don't need to pay hospital bills right away. They'll send you letters for over a year before putting you on collection and they'll give a final warning before they do.

heister:

Look at all these wannabe richies hating on an expensive salad.

https://arthuxtable.com/
 
  • Analyst 1 in CorpDev
Oct 25, 2019 - 8:57pm

I was sadly ignorant of this... unfortunately I already covered the expense so now it's about paying off the personal loan. Luckily I found out there's a plasma donation place nearby which pays pretty well and I can donate twice a week. Being a young guy I figure why not try to help other people while also helping my own family. It doesn't quite cover the cost and still gets me close to full budget though so I'm going to keep looking for opportunities for extra earnings. I wanted IB which would've meant more hours, so I might as well spend the extra hours I have in CD doing something productive right?

 
Oct 25, 2019 - 9:25pm
heister:

Look at all these wannabe richies hating on an expensive salad.

https://arthuxtable.com/
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