SA Cover Letter

I'm a rising junior at a target school (think HYP), and I'm applying for SA positions in IB next summer. I have no relevant experience (just a couple crappy unrelated internships), and I'm having difficulty writing cover letters. There are plenty of posts on WSO already about what not to write, but wtf should someone with no experience in IB (or even in finance in general) write. I feel like anything I write at this point is a bunch of bs fluff.

Also, is it possible for someone like me to get an interview? I don't have any contacts at banks. The only thing I have in my favor is a nosebleed GPA. I'm wondering what I should be doing right now. I feel like applications season is upon us, and it's too late to form the connections that I need for interviews. Advice? Anyone?

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