What is "Global Transactions Banking" ?

I was researching career options, and came across this in JP Morgan, Citi, BAML and DB -- Global Transactions Banking. Iterations of name include Global Cash Management Solutions, Global Treasury Solutions. Seems like they help big global companies move their cash around. Sounds interesting, and this is something I could do.

Anyone have any info on these programs? And is this Commercial Banking or Investment Banking? Asking this question because this program is listed under JP Morgan, not under Chase.

Global Transaction Banking Definition

Global transaction banking helps provide liquidity and cash management services to large corporations.

User @clammers1234" shared a simple definition of the division:

clammers1234Treasury services – basically helps provide liquidity to large corporations and cash management for these companies. At some places, it could be somewhat tied to corporate banking / corporate debt side, but still a very different business meant to offer different solutions.

Peter_27 - Equity Research AssociateGTS, which was recently rebranded to CTS at Citi, focuses on cash management, forex and liquidity: it is essentially a treasury services unit within most full-service banks. More specifically it is a low margin, high volume business (on a given transaction the bank probably makes .000003% profit, however they do such a deal with high frequency) At Citi, Transaction Services accounts for about 33% of the firm's revenue. I went through recruiting with them last year, pretty interesting business, but it just wasn't for me.

Understanding Citi Transaction Services

HiCiti Transaction Services is the most renowned and forward-thinking division at Citi. It not only makes a 1/3 of the revenue but also gives employees great flexibility in their work-life balance. It is a great place to start (and stay) due to the vast and diverse opportunities. In many other areas of the firm, people eventually burn out, whether that is year 2 or 3 or 5+. CTS is a great place to be if you want to:
  1. Make a lot of money
  2. Have a life
  3. Do interesting things
  4. Learn about a diverse and dynamic field

You can read more about Citigroup on the Wall Street Oasis Company Database.

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4 Comments
 

A teacher of mine was in Global transaction at Citi group. he stated that in his division was Loan structuring. He said Citi borrowed cash from other banks and gave loans to companies for billions in value. Citi liked it because it didn't have to be put onto the balance sheet. I compared it to CDO structuring, only because deals are in small in numbers, but large in total value. He did a lot of work on the finance of the company they would give the loans to, and he said it was about once a month in terms of actually seeing any of your work looked at (very slow pace).

 
empire rulerA teacher of mine was in Global transaction at Citi group. he stated that in his division was Loan structuring. He said Citi borrowed cash from other banks and gave loans to companies for billions in value. Citi liked it because it didn't have to be put onto the balance sheet. I compared it to CDO structuring, only because deals are in small in numbers, but large in total value. He did a lot of work on the finance of the company they would give the loans to, and he said it was about once a month in terms of actually seeing any of your work looked at (very slow pace).

Not sure what your teacher told you, but that most definitely is not what Citi CTS does. That sounds like Corporate Banking, something completely different.

 
Best Response

GTS, which was recently rebranded to CTS at Citi, focuses on cash management, forex and liquidity: it is essentially a treasury services unit within most full service banks. More specifically it is a low margin , high volume business (On a given transaction the bank probably makes .000003% profit, however they do such a deal with high frequency) At Citi, Transaction Services accounts for about 33% of the firm's revenue. I went through recruiting with them last year, pretty interesting business, but it just wasn't for me.

 

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