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Wall Street Oasis » Forums » I-Banking Bullpen
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Alright Kiddies
 

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JimmyDormandy's picture
JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 11:52am
preach.jpg

Long time reader, new poster - first and foremost, thank you to the users who take the time to offer constructive feedback/criticism/stories of the past, etc. You fellas know who you are (Eddie, Midas, Monty,Anthony, Comp, Illini, Gekko and obviously Patrick for creating the site - this list is by no means exhaustive, just an example of people truly here to get shit done and contribute).

I am just going to throw this out there - but if I have to read one more fucking post of some pimple face kid asking what bank has better hours, pay, exit ops, grad school placement, mightgetyoulaid, etc. I am going to jump out of my building. If you are asking about hours, look into another career kids. I don't care if you are the star analyst on GS TMT or an analyst at GULP Jefferies - you are going to have days where you don't go home (which you should appreciate, since you are probably working on a fucking deal). Monkeys - your experiences are what YOU make of them. Stop worrying about the kid you know that went the GS TMT->KKR->HBS->BSD. Sure, brand name helps. Stop posting the linkedin pages of freaks of nature (sure it is cool to view, but stop bitching how you are jealous). Yeah, they did 7 internships at BB's before they were 18 - but do you think they ever had fun? Think they got laid? Think they know how to run game? NO.

When it's all said and done, if you get IB experience at GS or the middle market, you can compete with people you view to be superior. I myself am a non-target, ex middle-market banker who worked my fucking tail off to VC. I am by no means "average" - was a division 1 athlete and held many leadership roles, but.... Being REAL and networking got me relevant internships (IB, hedge fund) and allowed me to leverage relationships that matter much more than having HYP on my resume. Stop selling yourself short - interviewers want someone they can be side by side in the trenches with @ 4 am crushing an excel model or binding a pitchbook, not some fucking mute that started 5 companies and got a 1600 on their SAT.

Midas made a nice thread of pointing out what NOT to do on this site. Clearly, some of you fuckers are blind like that guy from JPM (too soon - but at least I'd have a beer with him) or you are that naive that you think because you go to HYP you are better than the non target kid with a heart like Rocky.

Regardless - it's Friday, and for some reason I am in the mood to call it how it is. Feel free to ask away on the non target route - maybe I can give some more tangible experience than the gentleman that shared his route from MS --> KKR the other day (and how refreshing to realize he doesn't have his head rammed up his ass and is willing to help).

"Jesus, he's like a gremlin; comes with instructions and shit"
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Tags:
  • I-Banking Bullpen
TheKing's picture

Damn, that was some quality

TheKing
      O
 
 
(Senior Neanderthal, 5,141
 
Points)
 on 12/3/10 at 12:03pm

Damn, that was some quality real talk. Greatness.

Check out my WSO Blog

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D M's picture

I'm not really looking at the

D M
      O
 
(Senior Neanderthal, 4,791
 
Points)
 on 12/3/10 at 12:04pm

I'm not really looking at the NYC non-target route, but I appreciate what you're doing here. Props on getting the banking gig and on being able to say you've lived life a little as well.

"WSO is like the 300 for anti spamage. None shall pass." -happypantsmcgee
"You stop being an asshole when it sucks to be you." -IlliniProgrammer

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JimmyDormandy's picture

@ mas - the NYC non-target

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 12:09pm

@ mas - the NYC non-target route is just an option in the world of banking. Sure, NYC is the financial hub of the US - but there are many other equally attractive options. The minute you stop living life, is the minute working is no longer worth it. Why make 6 figures + at 21 years old and be a fuckin hermit?

"Jesus, he's like a gremlin; comes with instructions and shit"

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Frieds's picture

Thank you for saying that. I

Frieds
      AM
 
 
(Neanderthal, 2,530
 
Points)
 on 12/3/10 at 12:11pm

Thank you for saying that. I know that don't bother reading half the topics that have that sort of vibe to them.

Definitely valid points. Between the PM Ettiquite and the Dos and Don'ts of WSO explaining what prospective monkeys should and shouldn't do, I'm surprised that people didn't pay close attention to them.

There's a reason why there's a search function. Learn to use it and love it.

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D M's picture

JimmyDormandy wrote: @ mas -

D M
      O
 
(Senior Neanderthal, 4,791
 
Points)
 on 12/3/10 at 12:18pm
JimmyDormandy:

@ mas - the NYC non-target route is just an option in the world of banking. Sure, NYC is the financial hub of the US - but there are many other equally attractive options. The minute you stop living life, is the minute working is no longer worth it. Why make 6 figures + at 21 years old and be a fuckin hermit?

Oh yea, I'm with you 100%. I mean, I took about 3 years off after high school (well, more or less) and just worked and lived. I had a GREAT time, met people I wouldn't have had the opportunity to and gotten in situations I probably never would have found myself in if I'd gone straight into IB or something similar. I'd highly advise people taking a year off school between HS and college to work and live, and in general see how the world works outside of the bubble they'd been living in. While I am older and I do occasionally kick myself for not going straight to school, 95% of the time I'm thankful that not only did I take that time off, but now I have the opportunity to go back to school.

Believe me, I spent a year working at Starbucks where I walked 1.5 miles to work and 1.5 miles from work every day to make 8.50 an hour and try and pay bills. I eventually moved up and got a job for ~$25k/year, which is a HUGE step up, about a 50% increase in pay. That sure as shit motivated my ass to get in gear.

Appreciate the post and best of luck to ya!

"WSO is like the 300 for anti spamage. None shall pass." -happypantsmcgee
"You stop being an asshole when it sucks to be you." -IlliniProgrammer

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JimmyDormandy's picture

@ Frieds and TheKing - you

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 12:18pm

@ Frieds and TheKing - you are some quality gentlemen as well. The list on the original post was by no means inclusive, just an example of quality posters, etc.

"Jesus, he's like a gremlin; comes with instructions and shit"

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dmcd's picture

Jimmy, Thanks. Really. As for

dmcd
      CO
 
(Baboon, 119
 
Points)
 on 12/3/10 at 12:51pm

Jimmy,

Thanks. Really. As for the non-target route, I have a BS & MS in unrelated topics from non-target state schools. Anyway... wondering your thoughts on trying to apply for internships at boutiques or trying to grab "BO/MO" compliance gigs at bigger names?

Looking to get foot in the door to Front Office/Entry Level Consulting work in ~2 years time in any way, shape or form...

"Stay Hungry, Stay Foolish"

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Sterling Archer's picture

So much truth.

Sterling Archer
      IB
 
 
(Gorilla, 720
 
Points)
 on 12/3/10 at 12:58pm

So much truth.

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JimmyDormandy's picture

dmcd - internship is probably

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 12:59pm

dmcd - internship is probably the most important thing you can do right now, as you have no tangible finance experience (and will competing with target / non target kids that do). Do research in your area, offer free services @ boutiques - this way you can develop a thorough understanding of the business. Check out local PWM in your aread w/ brand name and walk into the place - show them you have the drive to do something other than ASK for the job, earn it!

People on here like to shit on BO/MO compliance gigs (I was never interested in these) but again - it is all about what you want to do and what you MAKE of the opportunity. If you can do trade settlement @ JPM - don't bitch, get the gig and network with the Front Office guys. If they don't want to help you, fuck them and move on - regardless of where you go, you will find people that will lend a hand. Don't sell yourself short - exude confidence and be proactive and I guarantee you will be on here sooner than later returning the favor.

Look @ this forum - people here do not know each other, but give advice that without it, probably would not get you a job.

"Jesus, he's like a gremlin; comes with instructions and shit"

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Nefarious-'s picture

Jimmy, STFU you idiot. I'm

Nefarious-
      CF
 
(Neanderthal, 2,208
 
Points)
 on 12/3/10 at 1:03pm

Jimmy, STFU you idiot.

I'm just kidding. I too am sick and tired of only seeing threads that ask people to rank firms/hours/pay, talk shit about non targets, and generally ask how to get a job.

You're born, you take shit. You get out in the world, you take more shit. You climb a little higher, you take less shit. Till one day you're up in the rarefied atmosphere and you've forgotten what shit even looks like. Welcome to the layer cake, son.

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Nouveau Richie's picture

Hey Jimmy, I was wondering if

Nouveau Richie
      IB
 
(Neanderthal, 2,777
 
Points)
 on 12/3/10 at 1:05pm

Hey Jimmy,

I was wondering if you could tell me how to break into banking from a non-target!? How prestigious were your grades and test scores? What were exit opps like for your coworkers!? What color suit should I wear to get me into the BB?

...just fucking with you man. Welcome to the forums, looking forward to some seemingly level-headed posts from you.

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Nefarious-'s picture

Nouveau Richie wrote: What

Nefarious-
      CF
 
(Neanderthal, 2,208
 
Points)
 on 12/3/10 at 1:07pm
Nouveau Richie:

What color suit should I wear to get me into the BB?

Hold on now. This is a legit question.

Jimmy, what suits do we wear? I have been wearing pink sear sucker and have not seen any success.

You're born, you take shit. You get out in the world, you take more shit. You climb a little higher, you take less shit. Till one day you're up in the rarefied atmosphere and you've forgotten what shit even looks like. Welcome to the layer cake, son.

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JimmyDormandy's picture

@ Richie - I'd slick my hair

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 1:09pm

@ Richie - I'd slick my hair back and wear neon knee pads, bc you know you aren't getting that job from a non target unless you are like the chick from the original "Deep Throat"

ALSO: anyone who asks about wearing a vest - let me settle this now. Since you haven't seen Superbad due to you locking yourself in your basement jacking off to Linkedin profiles - "Take that vest off, you look like Aladdin."

"Jesus, he's like a gremlin; comes with instructions and shit"

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JimmyDormandy's picture

Nefarious - pair that pink

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 1:10pm

Nefarious - pair that pink sear sucker with white loafers from Aldo - you will have more offers than you know what to do with.

"Jesus, he's like a gremlin; comes with instructions and shit"

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Getgo's picture

bump

Getgo
     
 
(Orangutan, 290
 
Points)
 on 12/3/10 at 1:11pm

bump

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Nefarious-'s picture

JimmyDormandy

Nefarious-
      CF
 
(Neanderthal, 2,208
 
Points)
 on 12/3/10 at 1:34pm
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You're born, you take shit. You get out in the world, you take more shit. You climb a little higher, you take less shit. Till one day you're up in the rarefied atmosphere and you've forgotten what shit even looks like. Welcome to the layer cake, son.

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JimmyDormandy's picture

You need a white belt that

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 1:36pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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D M's picture

Tuxedo. Nothing says class

D M
      O
 
(Senior Neanderthal, 4,791
 
Points)
 on 12/3/10 at 1:40pm

"WSO is like the 300 for anti spamage. None shall pass." -happypantsmcgee
"You stop being an asshole when it sucks to be you." -IlliniProgrammer

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dmcd's picture

JimmyDormandy wrote: dmcd -

dmcd
      CO
 
(Baboon, 119
 
Points)
 on 12/3/10 at 1:42pm

"Stay Hungry, Stay Foolish"

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Nefarious-'s picture

JimmyDormandy wrote: You need

Nefarious-
      CF
 
(Neanderthal, 2,208
 
Points)
 on 12/3/10 at 1:43pm

You're born, you take shit. You get out in the world, you take more shit. You climb a little higher, you take less shit. Till one day you're up in the rarefied atmosphere and you've forgotten what shit even looks like. Welcome to the layer cake, son.

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ShreddiesBrah's picture

JimmyDormandy wrote: Stop

ShreddiesBrah
     
 
(King Kong, 1,337
 
Points)
 on 12/3/10 at 1:46pm
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JimmyDormandy's picture

Brown_Bateman

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 1:49pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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Guest1655's picture

JimmyDormandy wrote: Stop

Guest1655
      EN
 
(Senior Gorilla, 878
 
Points)
 on 12/3/10 at 1:56pm
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JimmyDormandy's picture

Guest1655

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 1:59pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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midnight_oil's picture

Yeah, shitting on non-targets

midnight_oil
      IB
 
(Senior Baboon, 218
 
Points)
 on 12/3/10 at 2:20pm
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JimmyDormandy's picture

Nefarious-

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 2:36pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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CaptK's picture

Great post Jimmy. There are a

CaptK
      PE
 
 
(Neanderthal, 2,341
 
Points)
 on 12/3/10 at 2:46pm

- Capt K -
"Prestige is like a powerful magnet that warps even your beliefs about what you enjoy. If you want to make ambitious people waste their time on errands, bait the hook with prestige." - Paul Graham

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JimmyDormandy's picture

CaptK wrote: Great post

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 2:52pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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George87's picture

What a great Friday post,

George87
      IB
 
 
(Senior Baboon, 243
 
Points)
 on 12/3/10 at 3:15pm
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pitbul13's picture

Mad respect for this

pitbul13
     
 
(Senior Baboon, 201
 
Points)
 on 12/3/10 at 3:21pm
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Gekko21's picture

Welcome to the mad house. SB.

Gekko21
     
 
 
(Neanderthal, 2,671
 
Points)
 on 12/3/10 at 3:23pm

"Greed, in all of its forms; greed for life, for money, for love, for knowledge has marked the upward surge of mankind. And greed, you mark my words, will not only save Teldar Paper, but that other malfunctioning corporation called the USA."

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SHORTmyCDO's picture

Jimmy, I have some serious

SHORTmyCDO
      IB
 
(Gorilla, 738
 
Points)
 on 12/3/10 at 3:30pm
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blastoise's picture

OP you mentioned Harvard Yale

blastoise
      O
 
(Senior Neanderthal, 4,380
 
Points)
 on 12/3/10 at 3:33pm
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D M's picture

blastoise, I think it was a

D M
      O
 
(Senior Neanderthal, 4,791
 
Points)
 on 12/3/10 at 3:41pm

"WSO is like the 300 for anti spamage. None shall pass." -happypantsmcgee
"You stop being an asshole when it sucks to be you." -IlliniProgrammer

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West Coast Monkey's picture

So, so happy this post went

West Coast Monkey
      IB
 
(Monkey, 34
 
Points)
 on 12/3/10 at 3:46pm
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JimmyDormandy's picture

SHORTmyCDO wrote: Jimmy, I

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 3:58pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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JimmyDormandy's picture

mas1987 wrote: blastoise, I

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 3:52pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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Gekko21's picture

JimmyDormandy

Gekko21
     
 
 
(Neanderthal, 2,671
 
Points)
 on 12/3/10 at 3:59pm

"Greed, in all of its forms; greed for life, for money, for love, for knowledge has marked the upward surge of mankind. And greed, you mark my words, will not only save Teldar Paper, but that other malfunctioning corporation called the USA."

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JimmyDormandy's picture

Gekko21 wrote: JimmyDormandy

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 4:05pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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SHORTmyCDO's picture

+ 1 for the blog. I will be

SHORTmyCDO
      IB
 
(Gorilla, 738
 
Points)
 on 12/3/10 at 4:05pm
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JimmyDormandy's picture

SHORTmyCDO wrote: + 1 for the

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/3/10 at 4:48pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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D M's picture

JimmyDormandy wrote: mas1987

D M
      O
 
(Senior Neanderthal, 4,791
 
Points)
 on 12/3/10 at 5:33pm

"WSO is like the 300 for anti spamage. None shall pass." -happypantsmcgee
"You stop being an asshole when it sucks to be you." -IlliniProgrammer

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SHORTmyCDO's picture

JimmyDormandy

SHORTmyCDO
      IB
 
(Gorilla, 738
 
Points)
 on 12/3/10 at 6:09pm
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youngblood's picture

JimmyDormandy

youngblood
      IB
 
 
(Gorilla, 609
 
Points)
 on 12/4/10 at 9:53pm
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Midas Mulligan Magoo's picture

Good work Jimmy, glad to have

Midas Mulligan Magoo
     
 
(Senior Neanderthal, 5,167
 
Points)
 on 12/3/10 at 7:30pm

Where I unload on Twits and take verbal S***s

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Clark Rockefeller's picture

First time poster, long time

Clark Rockefeller
      ER
 
(Chimp, 2
 
Points)
 on 12/3/10 at 9:24pm
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Billions's picture

Fine, you worked hard to get

Billions
     
 
(Chimp, 5
 
Points)
 on 12/4/10 at 3:42am
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JimmyDormandy's picture

Billions wrote: Fine, you

JimmyDormandy
      VC
 
 
(Senior Gorilla, 775
 
Points)
 on 12/4/10 at 6:31pm

"Jesus, he's like a gremlin; comes with instructions and shit"

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Bondarb's picture

I think this thread sets a

Bondarb
      HF
 
 
(Neanderthal, 2,267
 
Points)
 on 12/5/10 at 6:59pm
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higher's picture

this sounds like one massive

higher
     
 
(Senior Chimp, 20
 
Points)
 on 12/5/10 at 7:03pm
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You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

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Upcoming Events

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I used to work with a guy that had everything on the surface, but absolutely nothing inside. The guy was 6 feet tall, good-looking, charismatic, multi-lingual, graduated from a top business school, and had made MD at a bulge bracket investment bank. Yet he couldn’t remember the last time he...
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