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Wall Street Oasis » Forums » Business School Barrage
< previous | next >

Ask Clear Admit: Can I get into a top MBA program?
 

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WallStreetOasis.com's picture
WallStreetOasis.com
      EN
 
 
(Human, 12,207
 
Points)
 on 3/29/12 at 12:27pm
clearadmit_logo.gif

WSO is excited to have the experts from the Clear Admit team on board to answer applicant questions in the business school forum.

We encourage all of you to check out their great resources:

1) Clear Admit has been providing MBA admissions consulting services for over 10 years.

2) Clear Admit focuses its consulting services exclusively on the MBA admissions domain.

3) Clear Admit counselors are former admissions officers and MBA graduates from the top MBA programs.

4) Clear Admit has been featured in the WSJ, Economist, Forbes, BusinessWeek and more.

5) Clear Admit has a full library of popular e-books that have been applauded by applicants and admissions officers alike.

This thread will also be used by Clear Admit to answer any questions you have about their services. Can you get into that top MBA program? Drop your stats in here and see what the experts have to say!

Good luck to everyone applying to business school!
Patrick

WSO Conference 2013

Private Certified User Chat


  • Clear Admit
  • Business School Barrage
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graham_richmond's picture

Thanks for the warm welcome

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 12:54pm

Thanks for the warm welcome to the WSO community Patrick!

We're thrilled to offer our expertise here. Feel free to post your questions about MBA admissions and we'll do our best to offer prompt replies.

As a means of background, my name is Graham Richmond and I am a former MBA admissions officer from the Wharton School. I also completed my MBA at Wharton. As such, I have seen the admissions process as an applicant, a student and an admissions officer. I have also counseled hundreds of successful applicants to Harvard Business School, Stanford, Wharton, Kellogg, MIT, Chicago, LBS, Columbia, NYU, INSEAD (and more) over the last 10 years.

For more information on my profile: http://clearadmit.com/graham

Best of luck to everyone who is contemplating the pursuit of an MBA from a top program!

Regards,

Graham

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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theBEEGEES's picture

What has your experience been

theBEEGEES
     
 
(Senior Baboon, 178
 
Points)
 on 3/29/12 at 1:34pm

What has your experience been with applicants from F500 rotational programs (GE FMP etc)?

1. Do you consider them in direct competition with those applicants coming from financial services (IB, PE etc)?

2. Do you see additional experience past the normal 2 years of these programs as vital to admission?

3. Have you noticed a particular trend with those admitted to M7 schools from F500? (ex: higher GMAT, international experience, business development roles)

Thanks!

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Ravenous's picture

What is the best thing that

Ravenous
      HF
 
 
(King Kong, 1,347
 
Points)
 on 3/29/12 at 2:04pm

What is the best thing that older applicants (28-30) with otherwise very strong profiles can do to increase their odds at H / S / W? Thanks!

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YellowRanger's picture

Hi Graham, Thanks for joining

YellowRanger
     
 
(Senior Monkey, 76
 
Points)
 on 3/29/12 at 2:06pm

Hi Graham,

Thanks for joining us on WSO.

Stats:

Employer: F100 Tech Company Financial Analyst, has promotions, ( 5 Years )

Undergrad: 3.6/4.0 BS. Finance Large State School, Leadership Experience, Alumni Board

GMAT: Not Taken

Extra: Dual Citizenship, CFA L1, local awards in a sport,

Question:

What MBA programs are best for candidates interested in corporate development, treasury, strategy, for a F500? Do MBA programs value a candidate more or less if they want to go the non-traditional finance route of going into a F500 rather than consulting / IB?

Does the CFA carry any weight? If so, can it compensate for a low GMAT?

How much does volunteer work factor in? Does everyone need SOME volunteer work?

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inspireddude's picture

What can someone going into

inspireddude
     
 
(Senior Monkey, 87
 
Points)
 on 3/29/12 at 1:57pm

What can someone going into the middle office at a large/renowned firm do to compete against FO applicants at the M7, whether it be on the job (obviously look for leadership opportunities) or off the job?

Thanks!

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go.with.the.flow's picture

Hey Graham quick question on

go.with.the.flow
      CD
 
(King Kong, 1,158
 
Points)
 on 3/29/12 at 2:01pm

Hey Graham quick question on my chances for a M7?

Stats:

3.4 CGPA with 2.9 GPA in Econ (Big 10)
Current Position: IT Sales
GMAT: 640

I know my stats aren't t impressive, how can I improve my chances? Thanks in advance mate.

|| But feeling good and enjoying life are prerequisites to success, not by products of it- Midas Mulligan Magoo ||

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Macro1's picture

Hi Graham - thanks for

Macro1
     
 
(Monkey, 57
 
Points)
 on 3/29/12 at 2:06pm

Hi Graham - thanks for joining.

Some background info:

- CPA at BB PE's arm (here about 2 years, 3 1/2 years total work experience, no big 4)
- 3.6 double major in Finance and Accounting from CUNY
- some volunteer work
- have yet to take GMAT
- kinda all over the place in terms of what I would like to do post MBA, I'm interested in ER but also MM PE because of my current job

All that said, do I have any chance at NYU or Columbia? If not, would you recommend Rutgers or Pace, or NYU part-time?

Thanks

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hockey1316's picture

Hey Graham quick question on

hockey1316
      CO
 
 
(Gorilla, 506
 
Points)
 on 3/29/12 at 2:07pm

Hey Graham quick question on my chances for a M7 (esp Harvard, Booth, Sloan, and Tuck)

Stats:

3.86 GPA from U of Maryland
Current Position: M&A Advisory PWC
GMAT: 730

Extras - Former CEO of fairly successful start-up and Founder of non-profit focusing on education and serve on Exec Board of other Non-profit

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blastoise's picture

how haard is it to get into

blastoise
      O
 
(Senior Neanderthal, 4,378
 
Points)
 on 3/29/12 at 2:09pm

how haard is it to get into oxford

ty

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In reply to theBEEGEES
graham_richmond's picture

BeeGees, Thanks for your

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 2:11pm

BeeGees,

Thanks for your questions!

My thoughts are as follows:

1) The folks coming from F500 rotational programs are NOT typically in competition with the I-Banking/PE crowd. While it likely goes without saying, this is a major advantage for the rotational crowd.

2) This depends on several factors - like which school you are targeting (even within the M7) and what you have actually accomplished in your two years. I've worked with folks who've managed several rotations (both domestic and international) in just a short period of time and those candidates can often make a compelling case to head right to b-school. Another factor to consider is your post-MBA plan. If you are returning to your current employer, you may have a better case at the two year mark than if you are a career changer who needs some additional experience to facilitate a jump.

3) The main trend I have seen over the years is that people from great rotations (J&J, Amex, GE) usually do quite well in the process - largely because they have a diversity of experience and can often present slightly less common career plans. I would not say that this group has trended towards scoring more highly on the GMAT or having international experience (although neither of these traits hurt). I will say that one of the key differentiators tends to be caliber of experience (exposure to senior leadership, client-facing roles, leading small projects, etc.) - whereas many in IB or consulting often feel more cookie-cutter. It's also often the case that this group has better/more developed outside activities and interests (presumably due to slightly less insane work hours when stacked up against the finance or consulting worlds).

Feel free to send your resume to [email protected] if you'd like to take a deeper dive on your specific profile. Clear Admit offers a free initial phone assessment with one of our counselors to anyone who reaches out to us.

Best of luck and thanks again for the great questions!

Regards,

Graham

theBEEGEES:

What has your experience been with applicants from F500 rotational programs (GE FMP etc)?

1. Do you consider them in direct competition with those applicants coming from financial services (IB, PE etc)?

2. Do you see additional experience past the normal 2 years of these programs as vital to admission?

3. Have you noticed a particular trend with those admitted to M7 schools from F500? (ex: higher GMAT, international experience, business development roles)

Thanks!

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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RE Capital Markets's picture

Just curious, I don't have an

RE Capital Markets
      RE
 
 
(Gorilla, 658
 
Points)
 on 3/29/12 at 2:46pm

Just curious, I don't have an application question in particular and I don't plan on applying -

How do the MBA applicants of today compare with the applicants from 10 years ago? Specifically, what was the avg GPA/GMAT back then versus today? How about work exp? I am sure there is difference since MBA admissions seem to get more competitive over time, but I want to hear your perspective.

Also, have the criteria for admissions evolved as well? Do adcoms look for a different type of class profile then they did 10 years ago?

No need to get too specific and don't feel obligated to answer. Like I said, I am just curious. Thanks.

Man made money, money never made the man

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In reply to Ravenous
graham_richmond's picture

Ravenous, Thanks for your

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 2:21pm

Ravenous,

Thanks for your question.

While each of the three schools on your list assess candidates in a slightly different fashion, there are a few things you can do to help your chances across the board as an older applicant:

1) Make it clear that you have a lot to add to classroom discussion (diversity of experience, etc.) without sounding like an 'old dog who cannot learn new tricks'.

2) Convince your admissions reader or interviewer that you are likely to be VERY active as a student (beyond showing up for class and going through the recruiting process). Showcase your capacity to lead specific activities/clubs/conferences on campus.

3) Hit things out of the park on the numbers front (GMAT, GPA).

4) Express a career plan that your target schools' career services office can get on board with. In other words, if you are a 30-year old IT Consultant with no exposure to Wall Street (beyond a hobby of investing in stocks or having taken a CFA exam), don't pin your goals around joining an investment bank or PE fund. Put yourself in the shoes of the recruiter at your post-MBA target firm and ask yourself if that firm would be interested in your CURRENT profile. If the answer is 'no' revisit your goals.

There are many other things you could do, but this list should provide a good start! Feel free to reach out to Clear Admit directly if you'd like to learn more about your services.

Best of luck,

Graham

Ravenous:

What is the best thing that older applicants (28-30) with otherwise very strong profiles can do to increase their odds at H / S / W? Thanks!

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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bryan521's picture

Graham, Thanks for taking the

bryan521
     
 
(Senior Chimp, 17
 
Points)
 on 3/29/12 at 2:28pm

Graham,

Thanks for taking the tme.

BA Economics - Top 25 USA School- 3.4
MSC Finance - UK Based Top 5 school

2 years at a bank, (founded and sold startup on the side)
1 year equity research
2 years in current venture captial role

What is the min GMAT for M7?

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In reply to blastoise
graham_richmond's picture

Ty, Thanks for your question.

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 2:33pm

Ty,

Thanks for your question.

On the whole I would say that Oxford/Said has a fairly competitive admissions process. Is it as hard to get into as INSEAD or LBS? Not quite, but the program's small class size means that they don't need the applicant volume of an INSEAD to be highly selective. Of course, the real answer to this question depends heavily on your profile, since some populations are less represented in the pool than others.

Here are some basic stats on the school's class of admitted students:

Class size: 248
GMAT average: 690
Work Exp: 6 years
Avg. Age: 29

Read our insider's guide to the school as well: http://clearadmit.shop.studylink.com/product.cfm?p...

Best of luck!

Graham

blastoise:

how haard is it to get into oxford

ty

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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In reply to blastoise
go.with.the.flow's picture

blastoise wrote: how haard is

go.with.the.flow
      CD
 
(King Kong, 1,158
 
Points)
 on 3/29/12 at 2:36pm
blastoise:

how haard is it to get into oxford

ty

hahha

|| But feeling good and enjoying life are prerequisites to success, not by products of it- Midas Mulligan Magoo ||

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KennyPowers's picture

Graham, Thanks for thoughts.

KennyPowers
      CO
 
(Chimp, 2
 
Points)
 on 3/29/12 at 2:37pm
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Ske7ch's picture

Can you point me to the

Ske7ch
      O
 
(Senior Orangutan, 474
 
Points)
 on 3/29/12 at 2:48pm

- Bulls make money. Bears make money. Pigs get slaughtered.
- The harder you work, the luckier you become.
- I believe in the "Golden Rule": the man with the gold rules.

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In reply to YellowRanger
graham_richmond's picture

Hi YellowRanger, Thanks for

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 2:54pm

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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Boreed's picture

Interested.

Boreed
      PE
 
(Senior Gorilla, 952
 
Points)
 on 3/29/12 at 2:59pm

WSO User Guidelines
WSO Interview Guides

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atleastimnotabanker's picture

Hi Graham, thanks for taking

atleastimnotabanker
      CO
 
(Baboon, 123
 
Points)
 on 3/29/12 at 3:00pm
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In reply to Ske7ch
graham_richmond's picture

Ske7ch, Thanks for your

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 3:00pm

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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wsj's picture

Hi Graham, Was wondering on

wsj
      ER
 
(Monkey, 45
 
Points)
 on 3/29/12 at 3:54pm
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mettawp's picture

Graham, Thanks for taking

mettawp
     
 
(Senior Chimp, 18
 
Points)
 on 3/29/12 at 4:00pm
    • Credits
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pacman007's picture

Hey Graham, Stats: Undergrad

pacman007
     
 
(Gorilla, 670
 
Points)
 on 3/29/12 at 4:01pm

"Don't quit. Suffer now and live the rest of your life as a Champion" - Muhammad Ali

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ChEM3's picture

Hi Graham, really appreciate

ChEM3
      O
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 4:23pm

Rise early, work hard, strike oil.

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suchislife's picture

Hi Graham, First of all

suchislife
      PE
 
 
(Senior Baboon, 193
 
Points)
 on 3/29/12 at 4:40pm
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dram183's picture

Hi, I had a quick question.

dram183
      IB
 
(Senior Monkey, 86
 
Points)
 on 3/29/12 at 4:43pm
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petergibbons's picture

Thanks Graham. Applied this

petergibbons
      CO
 
 
(Senior Gorilla, 896
 
Points)
 on 3/29/12 at 4:45pm

Life, liberty and the pursuit of Starwood Points

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In reply to graham_richmond
YellowRanger's picture

Thanks for you help Graham!

YellowRanger
     
 
(Senior Monkey, 76
 
Points)
 on 3/29/12 at 4:48pm
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Tiger Blood's picture

What are the most impressive

Tiger Blood
     
 
(Senior Monkey, 92
 
Points)
 on 3/29/12 at 4:48pm
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anonymouse393's picture

Hi Graham, I was wondering

anonymouse393
     
 
(Chimp, 10
 
Points)
 on 3/29/12 at 6:35pm
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profits's picture

Hi Graham, I have been

profits
     
 
(Chimp, 2
 
Points)
 on 3/29/12 at 6:49pm
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Underground's picture

Never mind

Underground
     
 
(Baboon, 109
 
Points)
 on 4/2/12 at 8:49am
    • Credits
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D M's picture

Thanks for doing this Graham,

D M
      O
 
(Senior Neanderthal, 5,016
 
Points)
 on 3/30/12 at 3:54am

"WSO is like the 300 for anti spamage. None shall pass." -happypantsmcgee
"You stop being an asshole when it sucks to be you." -IlliniProgrammer

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Maherj1's picture

Hey great thread. Just

Maherj1
      O
 
(Baboon, 170
 
Points)
 on 3/30/12 at 4:33am
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PanAfricanBanker's picture

I am 2.1 Master's Degree

PanAfricanBanker
      PE
 
(Baboon, 162
 
Points)
 on 3/30/12 at 5:07am

- Ostende Mihi Pecuniam -

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PanAfricanBanker's picture

So I think my strong points

PanAfricanBanker
      PE
 
(Baboon, 162
 
Points)
 on 3/30/12 at 5:12am

- Ostende Mihi Pecuniam -

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In reply to inspireddude
graham_richmond's picture

Dear Inspiredude, Thanks for

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/30/12 at 5:28am

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

    • Credits
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In reply to go.with.the.flow
graham_richmond's picture

Dear GoWithTheFlow, Thanks

graham_richmond
      CO
 
(Senior Monkey, 92
 
Points)
 on 3/30/12 at 5:46am

Graham Richmond
Co-founder & CEO
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

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Leonidas's picture

Hi Graham. Thanks a lot for

Leonidas
     
 
(Senior Baboon, 235
 
Points)
 on 3/30/12 at 7:47am

Calling Ron Paul an isolationist is like calling your neighbor a hermit because he doesn't come over to your property and break your windows.

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karypto's picture

Deleted info as no one

karypto
      EN
 
 
(Senior Gorilla, 871
 
Points)
 on 4/5/13 at 1:26pm
    • Credits
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Amphipathic's picture

Hi Graham, How much work

Amphipathic
     
 
(Senior Gorilla, 834
 
Points)
 on 3/31/12 at 1:15pm
    • Credits
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kchen95's picture

Hello everyone! My name is

kchen95
      CO
 
(Monkey, 33
 
Points)
 on 4/2/12 at 9:43am

Kevin Chen
Senior Admissions Counselor
Clear Admit, LLC

www.clearadmit.com
http://blog.clearadmit.com
www.twitter.com/clearadmit
www.facebook.com/clearadmit

    • Credits
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In reply to suchislife
suchislife's picture

Kevin, Thanks for taking the

suchislife
      PE
 
 
(Senior Baboon, 193
 
Points)
 on 4/2/12 at 9:54am
    • Credits
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In reply to pacman007
pacman007's picture

Hi Kevin, I posted this

pacman007
     
 
(Gorilla, 670
 
Points)
 on 4/2/12 at 9:58am

"Don't quit. Suffer now and live the rest of your life as a Champion" - Muhammad Ali

    • Credits
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profits's picture

Hi Graham, I have been

profits
     
 
(Chimp, 2
 
Points)
 on 4/2/12 at 12:17pm
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In reply to Amphipathic
Amphipathic's picture

Hello Kevin, Could you please

Amphipathic
     
 
(Senior Gorilla, 834
 
Points)
 on 4/2/12 at 12:27pm
    • Credits
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In reply to jwalsh16
hockey1316's picture

Kevin, posted earlier...tell

hockey1316
      CO
 
 
(Gorilla, 506
 
Points)
 on 4/2/12 at 1:54pm
    • Credits
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PanAfricanBanker's picture

Hi Kevin I posted earlier as

PanAfricanBanker
      PE
 
(Baboon, 162
 
Points)
 on 4/2/12 at 5:08pm

- Ostende Mihi Pecuniam -

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melvvvar's picture

I wish the monkey formerly

melvvvar
     
 
(King Kong, 1,693
 
Points)
 on 4/2/12 at 6:59pm
    • Credits
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You should not violate any other law or regulation, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges, especially including the rule against making false or misleading statements to manipulate the price of a security or the rule requiring you to disclose any compensation you may receive for describing a security.

You should not access WallStreetOasis.com by any means other than through the interfaces we provide for use in accessing our services or use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites, except those automated means that we have approved in advance and in writing.

The Company, in its sole discretion, reserves the right to remove any postings, or deny access by any individuals, for any reason or no reason.

If you see something that you feel is a violation of the these Terms and Conditions, please notify us by emailing wallstreetoasis at wallstreetoasis.com.

We reserve the right to change the Terms and Conditions at any time. Changes will be posted on the applicable web page.

Use of Material.

The Company authorizes you to view and download a single copy of the material on www.WallStreetOasis.com (the "Web Site") solely for your personal, noncommercial use. By using the Web Site you are giving the Company the sole right to use any and all content you generate or publish on the site for commercial, non-commercial or promotional purposes. This includes any and all forum posts, comments, blog posts or any other material you generate on the Web Site.

The contents of this Web Site, such as text, graphics, images, logos, button icons, software and other items (collectively, "Material"), are protected under both United States and foreign copyright, trademark and other laws. All Material is the property of the Company or its content suppliers or clients. The compilation (meaning the collection, arrangement and assembly) of all content on this Web Site is the exclusive property of the Company and protected by U.S. and international copyright laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright, trademark, service-mark and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other web site or in a networked computer environment for any purpose is prohibited.

You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Forum Topics

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    Phone Interview with Credit Suisse Private Bank
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    Consulting - Health issues
  • Hi all, I've recently wanted to learn how to invest in fixed income and was wondering what models, etc. are used to evaluate these types of securities. For example, in valuing equities from a bottoms-up perspective, we use either comps or DCF analysis and I was wondering if the same ideas...
    Fundamental Fixed Income Analysis Techniques?
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Upcoming Events

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    Jun 20 2013 - 8:00am - Jun 22 2013 - 5:00pm
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  • Financial and Valuation Modeling Boot Camp (San Francisco)
    Jun 27 2013 - 9:00am - Jun 28 2013 - 5:30pm
  • Crowdfunding Conference, June 27, The Yale Club New York
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    Jun 28 2013 - 7:00pm - 10:00pm
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Highest Ranked Content

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<em>Mod note: make sure to see the great comment below by CompBanker</em> I come from a small town where nobody had ever heard of consulting or IB. I was fortunate enough to attend a top target college (a good Ivy) and land a gig in IB at a BB/EB. I'm starting full time this...
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<img src="//img.pandawhale.com/48721-Sexually-Oblivious-Female-Meme-Ze2w.png" alt="Sexually Oblivious Female Meme - Favorite Position? I would like to be a CEO.">
If you could be the richest person in the world with your dream job only as a public virgin forever would you do it?
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