T25 Endowment vs Other paths

Split between a T25 Endowment, a MM IB, and an ER position. I'm curious how the exit opportunities compare and insights into life at an endowment.

QQs: The endowment target timeframe is 2-3yrs in the role until I'd need to find something else. What are opportunities after an endowment? Do they just kick you to the curb?

About me: Don't care about WLB for the next 4 years, have direct investing experience in VC, and, honestly, do see myself as a direct investor in the future, but also recognize that PE/VC is getting more saturated and top seats are hyper competitive so an ER role or MM bank may not give great exits. So, I'm thinking endowment could be an interesting path.

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Based on the most helpful WSO content, here's a breakdown of your options and insights into the exit opportunities and life at a T25 endowment compared to MM IB and ER:

T25 Endowment

  1. Exit Opportunities:

    • Endowment roles can provide a unique perspective on asset allocation, portfolio management, and long-term investing strategies.
    • Common exits include:
      • Asset Management (AM): Your experience managing diversified portfolios can make you a strong candidate for AM roles.
      • Family Offices: Similar skill sets are valued here, especially if you’ve worked on alternative investments.
      • VC/PE: While not as direct a pipeline as IB, your exposure to various asset classes and investment strategies can be leveraged for these roles.
      • Corporate Strategy: Your strategic thinking and investment experience can transition well into corporate roles.
    • However, the endowment path is less structured, and you may need to network aggressively to land your next role.
  2. Life at an Endowment:

    • Work-life balance (WLB) is generally better than IB or ER, but since you mentioned not caring about WLB for the next 4 years, this may not be a deciding factor.
    • The role is intellectually stimulating, with a focus on long-term investment strategies rather than short-term deal-making.
    • The downside is that endowments may not have a clear promotional path, and after 2-3 years, you might need to actively seek your next opportunity.

MM Investment Banking (IB)

  1. Exit Opportunities:

    • Private Equity (PE): IB is the most direct route to PE, especially if you’re targeting middle-market or lower-middle-market funds.
    • Corporate Development: Many ex-bankers transition into corporate strategy or development roles.
    • MBA: IB experience is highly valued by top MBA programs, which can open doors to broader opportunities.
    • Entrepreneurship: The skills and network you build in IB can be leveraged if you decide to start your own venture.
  2. Life in MM IB:

    • Expect long hours (80+ per week) and a steep learning curve.
    • The structured hierarchy ensures clear promotional opportunities, and the skill set you develop is highly transferable.
    • However, the intense workload and focus on deal execution may not align with your long-term goal of being a direct investor.

Equity Research (ER)

  1. Exit Opportunities:

    • Asset Management (AM) and Hedge Funds (HF): ER is a strong feeder into buy-side roles, especially if you specialize in a sector.
    • Investor Relations (IR): Companies value ER professionals for their market knowledge and communication skills.
    • Corporate Strategy: Your analytical skills and industry expertise can transition well into strategy roles.
    • VC/PE: While possible, ER is not the most direct route to these roles compared to IB.
  2. Life in ER:

    • Hours are better than IB (60-70 per week), and the work is more market-focused.
    • You’ll develop deep industry expertise and build relationships with buy-side clients, which can be valuable for future roles.
    • However, career progression in ER can be slow, and the skill set may not grow significantly after the first few years.

Key Considerations for You:

  • Endowment: If you’re interested in long-term investing and asset allocation, this could be a unique and intellectually rewarding path. However, you’ll need to proactively plan your next move after 2-3 years.
  • MM IB: Best for a structured career path and direct access to PE/VC. If you’re willing to endure the hours, this is the safest bet for competitive exits.
  • ER: Great for building market knowledge and buy-side relationships, but less direct for PE/VC and may not align with your goal of being a direct investor.

Given your background in VC and interest in direct investing, the endowment path could be an intriguing option if you’re looking for a differentiated experience. However, if your ultimate goal is PE/VC, MM IB remains the most reliable route despite the intense workload.

Sources: A warning to those aiming for Sell Side Equity Research, Breakdown of Post-IB Exit Opportunities, Exit-Ops: Equity Research vs. Investment Banking - (A Definitive Guide, Part 2), A Few Observations on Investment Banking Exit Opportunities, Exit-Ops: Equity Research vs. Investment Banking - (A Definitive Guide, Part 2)

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I’ve seen a handful of ex-endowment people end up having to get an MBA first after 2-4 years in in order to pivot into another role. Not saying an MBA is absolutely needed, but I did see a lot of people go through this pipeline. A lot of them ended up at an OCIO type team at places like Blackstone or the BBs. Some were able to break into hedge funds. I don’t think any were able to successfully break into PE, the closest I saw was someone going a GP alts fund like Blue Owl but it was mostly an IR role. 

VC honestly sounds more fun though, and it’s nearly impossible to break into post grad school. If you have an opportunity to go into it straight out of undergrad, I would really consider it. It only gets progressively harder to break into that industry as time passes (unless you joined a successful startup or have really niche technical expertise).

 
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I worked at an endowment pre-MBA with a similar setup to what you described. I went to a top b school and have since worked in PE and PC. Endowments are dope. I would go back for sure. A lot have pre-MBA programs cause senior seats don’t often turn over. Endowments and foundations are the end buyer (buyside of the buyside). It’s nice having just one client (university). You could think of endowment as king makers not the kings. You can do very well at an endowment, especially at top endowments with $1bn+, but you won’t get filthy rich like you can at a hedge fund (but are you going to be that guy who hits it at a hedge fund anyways?).


ER if you want to make a go at HF/AM. But I’d be a little nervous about ER outlook. Otherwise endowments are sweet and I’m sure they’d help you link up with another endowment, foundation, or family office when your time is up

 

Amazing - I appreciate the insight. How difficult would you say it was to recruit into both b school and especially transitioning to PE/PC post-endowment? Do you ever think you'll go back to an allocator role/would you have stayed in the role had there been a spot?

ER is not really where I want to be. Currently between early stage/growth stage venture at unknown firms with below market comp vs endowment. I think endowment sounds most interesting and its true that b school is always an option.

 

Thanks for sharing this, very helpful. I find endowments really interesting and am targeting those as well - would love to connect. Would you be willing to chat further via DMs here?

 

Analyst pay for me was around $130k all in and first year associate pay was $170k, second year post bonus should be $190-200k. Firm is a T25 endowment not based in NYC/CHI/LA/SF.

 

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