3.5 GPA: Do I even have a chance?

I am an incoming Junior at a semi-target public state university in the US. I have been mainly focusing on IB summer analyst recruiting this year and managed to receive an offer for next summer.

I am also interested in exploring FT/SA recruiting for MBB consulting roles (in case I dislike IB & keep options open) but realized my GPA might be too low for me to even be considered as a candidate. 

Is a 3.5 GPA (Finance major) viable and do I even have a chance with consulting recruiting processes or should I just focus on IB? Is it possible to recruit for FT MBB roles after my junior summer (next year) doing investment banking? Would that be a positive look for recruiters then or do I basically not really have a shot? 

I have not done too much networking with MBB alum as I have mainly been focused on IB stuff. Would networking help? 

Appreciate the insights - thanks

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