Coporate Lending - Advice for Model

I've been assigned to build a more refined corporate lending model for my team. The current model is pretty basic with just some spreads for financial, key financial ratios, and we use Moody Analytics (in our experience not that good).

Obviously as we go deeper in the process with certain corporate lending file, we start building stress tests for different cases.

Right now I'm just trying to brainstorm what to include in the model which is highly relevant to our fundamental analysis. I have some rough ideas, such as: - Stress testing input (down case, base case) - sensitivity analysis (running sensitivity tables) - internal rating base on our metrics

Just want to ask if you guys have any feedback as to what else I can include or certain things i should be aware while modelling this out. This is my first crack, and was hoping some of you will have some insights. Appreciate all the help. Thanks.

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