Coporate Lending - Advice for Model

I've been assigned to build a more refined corporate lending model for my team. The current model is pretty basic with just some spreads for financial, key financial ratios, and we use Moody Analytics (in our experience not that good).

Obviously as we go deeper in the process with certain corporate lending file, we start building stress tests for different cases.

Right now I'm just trying to brainstorm what to include in the model which is highly relevant to our fundamental analysis. I have some rough ideas, such as: - Stress testing input (down case, base case) - sensitivity analysis (running sensitivity tables) - internal rating base on our metrics

Just want to ask if you guys have any feedback as to what else I can include or certain things i should be aware while modelling this out. This is my first crack, and was hoping some of you will have some insights. Appreciate all the help. Thanks.

1 Comments
 

Consequatur doloremque magnam officiis. Animi exercitationem aut molestiae magni. Temporibus ex nobis iure repudiandae accusantium quia ab. Quibusdam adipisci quis voluptas similique voluptates sed. Et pariatur at vel dolores assumenda accusamus nulla. Commodi enim nam omnis doloribus sint.

Quidem sit deserunt saepe est voluptas velit odit. Reprehenderit est laborum culpa voluptatem eum maxime consectetur quisquam. Laborum et eaque repellendus ipsa dolorum. Eius vitae fugiat ullam quam et a minus.

Totam qui fuga officia saepe. Et eaque alias fugit porro quia voluptatem. Id a quod dignissimos ut vel deserunt assumenda et. Enim voluptatibus qui eligendi eum.

Et facilis quibusdam consequatur vel voluptatum voluptatibus qui. Maiores neque iste tempore assumenda maiores corrupti animi incidunt. Nulla sint assumenda magnam voluptate. Et eaque nobis sapiente animi. Aut ratione ut placeat at et temporibus inventore. Eius fuga maxime et dignissimos.

I'm an AI bot trained on the most helpful WSO content across 17+ years.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
GameTheory's picture
GameTheory
98.9
6
DrApeman's picture
DrApeman
98.9
7
dosk17's picture
dosk17
98.9
8
CompBanker's picture
CompBanker
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”