Advice Needed

Context: 3rd Year Non-target

Struck out this year for this summer, it's rough because I was waitlisted at Secondaries, Structured Products, and HY Investments, and I really liked all the teams that I met, but also I honestly had no right being in those superdays. Right now, the only offer I have right now is Fund Accounting for VC/PE, and waiting to hear back from OTC Brokerage & Commercial Banking at a Regional Bank, but don't know what's best from there.

I know it's not over until it's over, but at this stage, I'm questioning the worth of pushing for a summer role this late into the process. I could also be asking for unpaid work, but realistically, would it be better to take this offer and double down on networking for full-time?

There are still a few applications coming in for 2025, but they're at firms I haven't networked with before and I feel a bit late to the party. I'm considering taking the Fund Accounting internship and shifting all my focus on networking for full-time recruitment. I'd be targeting general rotation programs (CTI, Mesirow, Allianz, JPM, SVB, BNP, etc), Credit Research entry level analyst programs, and following up with the firms I was waitlisted at.

Long-term, I want to be in credit, the end goal is MM PC or Structured Credit and I don't mind taking the long road to get there, but I'd appreciate any advice for a direction.

Thanks!