Feb 20, 2026

How does an equity investment within a debt fund work?

I work at a commercial bank who recently partnered with a private credit shop to launch a joint private credit fund. We are being told that this fund is "off-balance sheet" and "non-consolidated" for our bank, but that our bank also contributed an "anchor equity commitment of $xx" to the fund. 

Can someone help me understand this (i.e., how we are off-balance sheet, non-consolidated but we committed equity to the fund)? FWIW - our equity commitment is "up to" ~30% of the targeted initial equity raise for the fund. 

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