Need advice to explore my options (non-target offers, can I do higher finance?)

Hi all,

I just finished my A-level exams and I am stuck. I believe I have done better than what I predicted to achieve (BBB) in econ psychology and law, and I initially applied to non-target universities (Sheffield Hallam, MMU, Uni of Kent, Uni of Lincoln) to study mainly banking, finance and investment. I was not aware at the time of applying that I have very little chances of getting into higher finance by going to a non-target. The real question I suppose I am trying to ask is: in case I do get better grades than I was expected, do I: take a gap year and reapply to a semi-target; do a Masters at a target/semi target; or go through Clearing 

Best regards, Szymon

8 Comments
 

Based on the most helpful WSO content, here are some options you can consider if you achieve better grades than expected:

  1. Take a Gap Year and Reapply to a Semi-Target:

    • Taking a gap year can provide you with the opportunity to reapply to semi-target universities such as UMich, UVA, UNC, UT, or USC. This can significantly improve your chances of breaking into higher finance roles.
    • During the gap year, you can also gain relevant experience through internships or other finance-related activities to bolster your resume.
  2. Do a Masters at a Target/Semi-Target:

    • If you decide to proceed with your current university options, you can later pursue a Master's degree at a target or semi-target school. This can provide you with another shot at recruiting for higher finance roles.
    • Ensure that you gain relevant work experience during your undergraduate studies to strengthen your application for a Master's program.
  3. Go Through Clearing:

    • If you achieve better grades than expected, you can use the Clearing process to apply to better universities that may have available spots. This can be a quicker route compared to taking a gap year.
    • Research and identify target or semi-target universities that participate in Clearing and have finance-related programs.

Additional Tips: - Networking: Regardless of the path you choose, networking is crucial. Start building connections with professionals in the finance industry through LinkedIn, finance clubs, and alumni networks. - Internships: Aim to secure internships every year to gain practical experience and make your resume stand out. - Extracurricular Activities: Join finance-related clubs and societies to demonstrate your interest and commitment to the field.

Best of luck with your decisions, Szymon!

Sources: https://www.wallstreetoasis.com/forum/job-search/ibd-sa-after-graduation?customgpt=1, What to do as a rising senior at a non-target with no IB experience, Q&A: Community College --> Semi-Target --> Big 4 Audit --> Boutique IB M&A (Ask Me Anything), Is it worth going to study an Msc finance with no work experience in finance?, Worth Attempting to Transfer from Semi-Target to Target?

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 
Most Helpful

some semi targets will have courses at clearing with low grade requirements. I had a friend who went to exeter for A&F via clearing with like ABB or BBB so yea id try get into clearing.

if you get AAB or above id just reapply. the unis u mentioned tbh have little to no chance of getting into IB , might have to try the big four route if you end up going there.

getting into a target masters without having some work experience is quite difficult aswell as not guaranteeing a full time job (and ridiculously expensive)

if anything take a year out and redo ur a levels as will make sense financially in the long run if you can try break in at UG rather than relying on a masters. it probably isnt worth the money going to the unis u mentioned for the career prospects.

 

Appreciate the advice. Will definitely try to go through clearing, currently im looking at: A&F, finance and BA Econ courses. Do you think BA Economics will keep all doors open for me or will it limit some (not including careers like being a quant which are heavy on math)? 

 

Set a bar for the type of uni you want to get into. Let's say you wouldn't go anywhere worse than Bristol or Nottingham.

1) Call-up clearing for unis at the bar or above - I wouldn't be worried about the course as it doesn't matter for finance, but do something you are interested in because you are stuck for 3 years+

2) If you can't get anything take a gap year, get some work experience while your at it, and you should get an unconditional offer for a semi+ target

3) Semi-target should provide you a platform to get some interviews whilst at uni, and therefore some offers if you work hard and know your stuff.

4) If you leave uni with no offer for FT / no summers, then as a last resort apply to masters

You have no way of knowing guaranteeing can get a masters at a target in 3+ years time, and whether your 2:1 / 1st at a non-target is sufficient. It is better to delay a year by taking a gap year, than being stuck with a shitty non-target degree from manny met. Good luck.

 

1) When you say don't worry about the course, do you suggest I try get onto a course that has a good way into finance like economics/maths/engineering? 

2) Gap year is definitely sounding like a good option to me, speaking of work experience which roles do you suggest I take a look at that would be well perceived by semi targets?

4) Got you, yeah Masters is really a last resort for me its super expensive and no guarantees either 

Finally, I agree completely that it's better to delay by a year than go to a uni that isn't at all respected if i really want to break in. Thanks for your great advice 

 

When I say don't worry about the course, I mean that university prestige has more of a weighting than course. Of course, both are important, but a student studying philosophy degree from Oxbridge, Law from LSE or Biochemistry at Warwick is more likely to bag interviews than an Accounting and Finance grad from Bayes.

Ideally you want a combination of high uni prestige and good course. So a quantitive degree like Maths / Engineering  / Econ from a top uni. Now that isn't always possible for everyone, so if you were to make a trade-off it would be better to compromise in degree course.

Also another major thing in UK recruitment is meeting the A-level cut-off of ABB/AAB - which from what you said should not be a problem, as you are expecting higher grades.

 

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