Advice on where to go to for bachelors

Hi all, I am a Singaporean Chinese high school student (Junior College year 1 out of 2 to be specific) and I would want to work in IB in Switzerland (Zurich), HK, Shanghai and maybe New York. Currently I am pondering where to go for uni, with my options split between St Gallen, Bocconi, local universities here ie NUS and SMU, and UPenn but only with financial aid. But yes I understand I would need to learn German for Zurich, and Cantonese for HK. Advice would be much appreciated, thanks all. 

7 Comments
 

Based on the most helpful WSO content, here’s a breakdown of your options and advice tailored to your goals:

1. St. Gallen (Switzerland)

  • Pros: St. Gallen is a top-tier university for finance in Europe and a recognized feeder school for Investment Banking (IB) roles in Zurich and other European financial hubs. Its proximity to Zurich makes networking and internships more accessible. The university has strong ties with Swiss banks and global firms.
  • Cons: You’ll need to learn German to maximize your opportunities in Zurich. Additionally, the cost of living in Switzerland is high, so factor that into your decision.

2. Bocconi University (Italy)

  • Pros: Bocconi is a powerhouse for finance and economics in Europe, with excellent placement in IB roles across Europe, including Zurich, London, and even Hong Kong. It’s well-regarded for its MSc Finance program, which could be a natural progression after your bachelor's.
  • Cons: While Bocconi has a strong reputation, it’s slightly less targeted for Zurich compared to St. Gallen. Italian language skills are not mandatory but could be helpful for local networking.

3. NUS/SMU (Singapore)

  • Pros: Both NUS and SMU are strong choices for finance in Asia. They are well-regarded in Hong Kong and Shanghai, with solid alumni networks in these regions. Staying in Singapore could also save costs and allow you to build a network in Asia before branching out globally.
  • Cons: These universities are less recognized in Europe and the U.S., which might make breaking into Zurich or New York IB roles more challenging without further education or networking.

4. University of Pennsylvania (UPenn)

  • Pros: If you can secure financial aid, UPenn (especially Wharton) is a top-tier choice for IB globally. It’s a “super target” school for New York and has a strong alumni network in Asia and Europe. Wharton’s brand will open doors in all the regions you’re targeting.
  • Cons: Without financial aid, the cost could be prohibitive. Additionally, while UPenn is excellent for New York and Asia, it’s less directly connected to Zurich compared to St. Gallen.

Recommendations:

  1. If Zurich is your top priority: St. Gallen is the best choice due to its strong local reputation and proximity to the Swiss IB market. Start learning German early to maximize your chances.
  2. If you want flexibility across Europe and Asia: Bocconi offers a great balance, with strong placement in Europe and connections to Asia.
  3. If you prefer to stay in Asia initially: NUS or SMU are excellent choices, especially if you aim to work in Hong Kong or Shanghai.
  4. If you secure financial aid at UPenn: Go for it. UPenn’s global reputation and alumni network will give you the most flexibility across all regions, including New York.

Additional Tips:

  • Language Skills: Start learning German and Cantonese as soon as possible. These will be critical for Zurich and Hong Kong, respectively.
  • Networking: Regardless of where you go, networking will be key. Attend events, join finance societies, and connect with alumni early.
  • Internships: Focus on securing internships during your studies, especially in the regions you’re targeting. This will significantly boost your employability.

Good luck with your decision! Let me know if you need further insights.

Sources: Target schools for IB, UVA or Cornell?, Booth vs. Columbia for MBA, Best one year finance master's, I-Banking in Cali

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

excells

Yea, I've been hearing that Switzerland's employment laws are really strict but I've also been hearing that having a degree from HSG will reduce that difficulty part by a lot

Do you speak German, French and Italian (or any combination)? If you do not I do not think Swiss banking will be for you. Of course, most bankers understand and speak English but in Zurich the business language is German. 

Further, an HSG degree really does not matter unless you plan to spend 5+ years at Uni (this is common) in pursuit of Swiss citizenship (which is very difficult for a Chinese national). 

I would suggest going to a top target in Asia and pursuing a seat in Shanghai. 

 

Currently I'm trying to learn German. Although I plan to start working once I get out of bachelor's. And correction on citizenship, I'm Singaporean

 

Zurich+HK+SH+NY is literally asking for everything at once. Each has wildly different recruiting mechanics. Given that you don’t speak German presumably Italian too and need financial aid, St Gallen Bocconi and Penn are long shots. NUS/SMU and recruiting for SG/HK looks like the most realistic option.

 

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