AI in Finance

Hey everyone,

I’m a 16-year-old student (Year 12) interested in pursuing a career in investment banking, and I’ve been trying to understand how AI is actually impacting finance and what that means long term.

There’s a lot of hype about AI replacing jobs, but I’m more interested in what’s actually changing on the ground across investment banking and broader finance.

A few things I’d love insight on:

• How is AI currently being used in IB and other areas of finance (day-to-day tasks and so forth)
• Are junior roles (analyst/associate) evolving in a meaningful way, or is AI mostly just improving efficiency?
• Do you see AI reducing headcount over time, or just shifting the type of work being done?
• What skills are becoming more valuable as AI tools get better?
• How are you personally thinking about “future-proofing” your career in this industry?

Since I’m still early on, any advice on what I should be focusing on now (skills, courses, mindset, etc.) to stay ahead would be hugely appreciated.

Thanks in advance for any candid insights.