career in banking/finance = employee for the rest of your life?

Are any of you bothered by the fact that you're going to be nothing more than an employee for the rest of your life? Even if you make MD, SMD, partner, etc. you're still just going to be another employee.

Engineers can come up with a new product at a young age, start a company, and become a successful business owner (zuckerberg, jobs, gates, etc.) but it's not like you can just decide one day to create your own bank.

I suppose you could start a firm like Qatalyst or Moelis, but by then you'd be well past your prime and you'll probably be retired/dead by the time your firm becomes anything more than a boutique.

I like that a career in finance pays well, but is it too safe? Are there any opportunities for entrepreneurship?

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