First year associate net worth?

I’m a bit north of 400k after 3 years as an analyst and 6 months as an associate. Got extremely lucky with timing of the market (20% return past 2 years) + frugal friends + living at home during the pandemic + few nice cash gifts from extended family (~35k) + good college financial aid so graduated with no debt

I’m going to have a net worth of -$84,500 starting as an MBA Associate, so be happy you made better choices earlier in your life than I

As other commenters have mentioned, there's a lot of luck involved in net worth for the first few years out of college. As an A2A  associate (presumably unmarried/no kids), if you are living as if your base is your only comp (ie saving/investing a decent amount) and then investing most of your bonus, you are controlling all of your variables to the best of your ability. Nothing to gain from comparing numbers beyond that.  

On the flipside compared to most of the people here, I only have about 70K saved (not including my 401K). Of course, I've also paid off my student debt, sent money back to my parents, subsidized my brother, lived in nicer areas, etc.

No particular regrets to not saving more.

I'm 2.5 years in and will be promoted to associate in 1-2 months (so more associate 0 than 1). All-in, I'm at $200k pre-associate bonus this year. A few notes below:

• At graduation, I had ~$25k saved from internships (I interned during COVID so I didn't spend much money) and had ~$30k in student loans
• My first year, I earned $15k + $110k + $55k across sign-on, base, and bonus. I used my entire bonus to pay off my student loans, which weren't accruing interest due to COVID era policies
• My second year, I earned $125k + 75K (saved most of my bonus other than ~$4k on a watch and some clothes)
• I generally live frugally, my rent was materially below $2k a month for my first 2-years, I've only been on a few long weekend vacations (hoping this changes), and I put 12 - 15% of my income into my 401k each paycheck. I do splurge on nice dinners out, but I mostly stick to bars and not clubs (nothing wrong with clubing did it a lot during school)
• Based in NYC and have a gf

Not a troll. Enjoy life, get laid, and save less. The money in banking takes care of itself.

2 years analyst, just went A2A. I've saved around $220k. I've been on multiple international trips, equinox membership, and rent is >$3k. I certainly don't pinch pennies, and honestly I don't even have a budget. I will gladly spend on things that make me happy (trips, gym, decent apartment). Ultimately, the happier I am, the longer I can stay in banking, and any $5-$10k incremental savings won't mean anything if I can make it a couple extra years longer in this industry. 

Also crazy time to ask when the market is about inflated as a hot air balloon in the middle of winter. Everyone’s numbers are 40% higher than should be

250k is amazing. To have 250k net worth with 2 YoE you need a pre-tax annual income of 350 at least. ( 350k * 2 * 60% - living expensive ). That’s amazing for just outta college