Having a bank account with a different bank?

I am working at a BB this summer, and I have a checking account with a different BB.

Is this looked down upon? I don't want to set up a direct deposit with them and have them scoff at me because my bank account is with a competing firm

23 Comments
 

Some places require you to set up with them, so lame. HSBC tried this crap with me, I happily had 5% sent to the bank and then closed the account the next week. Such a BS, antiquated practice.

 

Main purpose is simply to keep everything in house. Great way to keep deposits at the bank, probably a good way to monitor also. You usually get the loaded accounts with no fees so it is a nice perks.

A lot of places wont care, this was just my experience. Either way just do what they want and close the account later.

 
SussudioSomewhat unrelated, you typically have to transfer your brokerage account to your BB.

Are you serious???? So if you have a scottrade/e-trade account you have to transfer it to your bank??

 

That's dumb as hell....I'm actually thinking about getting rid of my checking account. I made ONE cash withdrawal in the past 4 months. One.

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barnoneI am working at a BB this summer, and I have a checking account with a different BB.

Is this looked down upon? I don't want to set up a direct deposit with them and have them scoff at me because my bank account is with a competing firm

Barnone, I was going to post this same exact question. Anyone else have input on this? Thanks

 
Best Response
BroDoggy
barnoneI am working at a BB this summer, and I have a checking account with a different BB.

Is this looked down upon? I don't want to set up a direct deposit with them and have them scoff at me because my bank account is with a competing firm

Barnone, I was going to post this same exact question. Anyone else have input on this? Thanks

No, you don't have to do this as a SA, though technically they ask for you to let them know before you enact any trade during the summer.

For FT however, every firm I know of makes you switch to their brokerage or a designated broker. I think my firm its TD or Schwab, which I guess is pretty good compared to people paying $110 RT.

Jack: They’re all former investment bankers who were laid off from that economic crisis that Nancy Pelosi caused. They have zero real world skills, but God they work hard. -30 Rock
 

No. They don't have retail in US. Also, DB has retail in Germany, but not in the US.

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