IB -> Corporate / Commercial Banking or Private Lending

Current second year analyst at a large MM bank (ie jefferies, Blair, HL) that is burning out. Not only from an hours perspective but the work itself isn’t all what it used to be starting out. I still love seeing new companies and business models but going too beyond that initial introduction and work I begin to feel very apathetic about the work. Listening to the same buyer questions on deals over and over and coordinating diligence just isn’t doing it for me, and on top of that I know in the long term that my personality is not a fantastic fit for IB or PE. I also know that I will want and need to tone down my hours significantly (currently 80-90) for other things in life like starting a family and spending more time with my parents while they’re here.

The question then becomes where to go if not PE. I know that I don’t want corporate development just given the semi regular stories of disenchantment that I’ve heard and read, and hours can ratchet up like crazy if you’re at a high paying acquisitive company.

What about commercial or corporate banking though? Seems like a way to stay rotating among cool companies and seeing business models which I find interesting without the hours (also understand the pay cut, especially with commercial but unsure how large of a cut that will be). Has anyone made this transition? Was it easy? Do you regret it? Have you found the skill set in IB has helped you rank well among your peers at the commercial or corporate bank? What rank did you come in under?

Then what about private lending? Places like Monroe, Deerpath, Golub, etc. Seems like the hours here are relatively great (50-60) and that the pay cut isn’t nearly as significant. Still get to see cool assets come by for review also.

Appreciate any and all opinions and insights. Thank you.