Is it too late for me to get a top offer

Hi everyone,

I apologize in advance if this comes off as psychotic.

I am a sophomore at HYP, on a varsity but very lesser-known sports team. Currently I have a 3.75+ GPA, but will hopefully get that to 3.85-6 by the time recruitment starts.

The problem is , I basically goofed the entire summer away and have very little knowledge of banking, or finance in general.

I plan on absolutely dialing in over the next 3.5 months, have two calls starting next week, will grind my ass off in terms of networking/school/grades.

I do see however people coming in this year with already a ton of knowledge, and already having connections. I am non-nepo, nondiversity.

Is it too late for me to secure GS/MS/JPM/EB or a top PE offer? I figure I have 3.5 months left to really lock the fuck in.