Is Pursuing a Top European Master’s in Finance Worth It Without a Traditional Background?

Hi everyone,

I’m reaching out for some advice as I find myself at a crossroads.

I’ve recently been admitted to one of the top Master’s in Finance programs in Europe (think LSE, HEC, LBS, etc.), which is a huge milestone for me. However, many people around me are making me second-guess this decision and the investment it entails.

Here’s some context:

• My background is not the typical profile for these programs. I’ve worked at a small consulting firm (no-name) and graduated from a small, local university in my home country.
• I don’t have prior experience in IB, but my goal is to break into Sales & Trading (S&T).

The concern others have raised is that taking out a loan to fund this program might not be worth it. They argue that, without prior experience in the field, it will be nearly impossible for me to land a job in S&T after the master’s. That said, during my application, I was very clear about my career goals. Despite this, the university still admitted me. This makes me think they see potential in my profile and believe I can be employable post-graduation—especially given how much placement outcomes impact their rankings.

I’m fully aware of how competitive S&T is, but I’d also be open to other career paths such as:

• MBB consulting,
• Development banks,
• Quant-heavy finance roles in VC, middle-market banks, or similar fields.

I strongly believe this master’s could be the right step to achieve my goals, but I’d love to hear from those of you with experience.

• Is this a realistic path for someone with my background?
• Have you seen people successfully transition into S&T or other competitive roles after a similar program?
• Would you recommend pursuing this master’s despite the financial commitment?

I’d appreciate any advice, personal anecdotes, or insights you might have. Thanks in advance!