MBA Associates - which bank is the best to stay til VP / be a career banker

MBA Associate recruiting only for NYC offices. Thinking about staying at least until VP level and wanted to explore the option of becoming a career banker. Which bank(s) are the best place to be if I want to avoid having to switch banks in the future? BB - JPM, GS, BOFA; Non-BB - PJT, Jefferies, WF In terms of:

feasibility of promotion (# years at each level, requirements from D to MD)

how much MDs/EDs have to hustle to get deals and build their own books?

pay - bonus %, equity, benefits (401k, medical, etc.)

how well/bad do their treat female senior bankers

how sustainable it is to have a family of 2 kids

Would appreciate any insights!

17 Comments
 

Based on the most helpful WSO content, here are some insights to consider for your questions about MBA Associate roles and staying until VP or beyond:

  1. Feasibility of Promotion:

    • Promotions depend heavily on the bank and market conditions. For example, some banks like Goldman Sachs are known to "kick out" partners to make room for junior MDs, while others retain rainmakers longer. Generally, banks promote associates to VP only if they see potential for them to eventually become MDs. The timeline varies, but VP promotions typically occur after 3-4 years as an associate.
    • Attrition is a significant factor, especially at the Associate and VP levels, as many leave for the buyside or other opportunities.
  2. Hustling for Deals as MD/ED:

    • MDs are expected to generate revenue and build their own books of business. Junior MDs may get some leeway to establish themselves, but the pressure to produce is high. If they fail to meet targets, they may be asked to leave.
    • BBs like JPM, GS, and BOFA may offer more structured support for MDs compared to EBs like PJT or Jefferies, where the focus is often more deal-specific.
  3. Pay (Bonus %, Equity, Benefits):

    • BBs generally offer steadier and more predictable compensation structures, including bonuses and benefits like 401k and medical. EBs, on the other hand, may offer higher bonuses tied to deal performance but with less stability.
    • For example, in corporate banking (similar to IB in some ways), bonuses can range widely, with outliers pulling significant percentages (e.g., 250% bonus in some cases). However, this varies by role and bank.
  4. Treatment of Female Senior Bankers:

    • This is highly bank-specific and depends on the culture. Some banks have made strides in improving diversity and inclusion, but the experience can vary significantly. It's worth researching specific initiatives and speaking to current employees at the banks you're considering.
  5. Sustainability with a Family:

    • Work-life balance in IB is notoriously challenging, especially at the senior levels. However, some banks and roles (e.g., corporate banking vs. traditional IB) may offer slightly better hours. BBs like JPM and BOFA may have more structured policies to support work-life balance compared to EBs.
    • Having a family with two kids is possible, but it requires careful planning and support, as the demands of the job can be intense.

Key Takeaways: - BBs like JPM, GS, and BOFA are generally better for long-term career stability, structured promotions, and benefits. - EBs like PJT and Jefferies may offer higher pay potential but with more variability and pressure. - Consider the culture, diversity initiatives, and work-life balance policies of each bank to align with your personal and professional goals.

Let me know if you'd like further elaboration on any of these points!

Sources: Questions about VP/D/MD levels at investment banks, Post MBA IB associates, how did you know you could handle the life?, Getting an MBA and coming back to IB, Post MBA-Associate Roles: As bad as People Say?, Long Term Career in IB | What is the Strategy?

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

how well/bad do their treat female senior bankers

how sustainable it is to have a family of 2 kids

Most of the BB's treat female senior/mid level bankers with kid gloves...they need them to keep the diversity numbers up, so you can have several bad/zero revenue years and still not be fired.  So to answer this particular question - all treat them well.

As to the question about kids.....assuming your husband has a normal job...it will only be sustainable with a full time nanny.  Im not sure how any female could think doing IB with kids with a full time working husband would be sustainable without someone tending to the kids 24/7 outside the parents.  You realize how often you will have to fly out to client sites, be late in office stuck on calls/at client dinners meaning you cannot pick the kids up from school and your husband is also facing the same issues.  what happens why the kids are sick throwing up and you have to get on a flight to present in front of a board . what happens when the school calls and say someone needs to pick the kids up from school because they are sick.  as somene with kids this stuff happens all the freaking time.  only reason this works is because my wife is stay at home/works part time at her own pace.

 
Most Helpful

If you're thinking of banking in the medium / long term, you ought to think about a few things here:

1. Best mentorship

2. Best culture

3. Best deal experience (not just M&A, but a whole suite of equity + debt products - this will significantly enhance both your coverage portfolio within banking, and potentially exit options down the BD/CFO path in the future).

The criteria you stated- promotions, pay, hustling - these are good things to consider, but these won't set you up for success (not in your associate and VP years, which are hardest in banking). Pay and success is the outcome of other things, not inputs. You have to grind hard and play your cards well with people internally to survive. Promotions is never a given, and wrong culture, lack of proper mentors, or questionable deal experience can all negatively influence your progress. 

  • The first - mentorship - is undeniably the hardest to judge (being outside), but absolutely critical and something you should care more about. Networking with current bankers from your school, speaking to as many people as possible, attending firm events - all these are things you can do from outside
  • Culture is really hard to choose, and team dependent. You have to assume that things will be hard, but what helps is to align yourself with people who will protect you, guide you, and generally be about as good people as you can get. If you don't see that anywhere, I would not sign on with that firm

Whatever you choose- my best advice to people over the years (including myself) has been to work at a BB (with a good brand) at least at the start (not a hard rule, but "generally" true). The network that you build (within the firm and also generally just the clientele) will help you significantly. I've worked both at a BB and EB and can tell you that while i thoroughly enjoyed the focus of being in an EB and smaller team sizes, the amount of people that I met at a BB - during roadshows, M&A discussions, offsites, networking events (like the healthcare conference, or tech conference, etc), even the larger analyst class that ends up working for your clients - all these things help significantly over the years. You will get that at Q, probably most CVP teams, some EVR teams, but not anywhere else (RX is a different consideration).

Work life balance will come if you set yourself up for success. If family is your focus, even more so, get 1-2 years of solid experience out at a BB and leave the industry. 

Best of luck!

 

BB is the best choice as they pander to women the most. I know of several VP+ women at my BB who get away with ghosting their juniors, coasting, etc. You might have a bit harder of a time at a more meritocratic (and sweatier) EB. As someone else mentioned, a good BB is a great place to start regardless for the brand, contacts, etc and you can move downstream later in your career if you so choose.

Seconding the other posters regarding kids - you’ll need a nanny if you and your husband are working full time, no matter which bank you choose.

 

Lol, I'm currently at a BB and can definitely relate to having a women as your VP... Most of them are slacking and it's not even funny at this point

 

this thread be like

"Hey what's it like to be a senior banker as a woman"

Misogyny

 

If you care about developing a skillset / optimizing money, I think post-MBA to an EB, get paid fat and actually develop skills, then transfer to a BB at VP level to leverage the platform and build a network, and then eventually go back to an EB to capture fees.

If you want to do fuck all as long as possible, BB and ride out level just under MD until you get fired.

 

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