Need Big Brother/Career Life advice

24-25 year old male accountant in NY. 1st gen everything. I didn’t even think I be alive. I have no career guidance or someone to look up to. I don’t even have a career path.I want to move towards high finance. I went to a non-target school for accounting. Got my 120 credits. No CPA. Worked in lending and wholesale. I want to pivot towards more of a professional higher finance field. Every accountant I spoke to would just give me shit on the forums (not-WSO) for leaving accounting. I genuinely don’t find it intriguing enough to do month end closing and etc. Can someone give me any advice? MBA school? Law school? Different industry? I believe I can’t pivot via coffee chats because nobody from my said school is in the industry like that. I take care of my aging parents via financial support, with whatever I make from my 65k salary. I still live with them and I don’t party or anything. I have not taken a vacation since I started working. In hopes of a faster promotion which hasn’t happened. Part of me is tempted to just leave them and become a bartender in Miami or something and just not care about work. Feels like a losing battle to even work.

10 Comments
 

Based on the most helpful WSO content, here's a roadmap to help you pivot into high finance and build a fulfilling career:

1. Clarify Your Goals

  • High finance is broad—are you aiming for investment banking, private equity, asset management, or something else? Each path has unique requirements and challenges.
  • If you're unsure, start by researching roles like investment banking analyst, financial analyst, or corporate finance positions. WSO has great resources to help you understand these roles.

2. Leverage Your Accounting Background

  • Your accounting experience is a solid foundation. Many professionals in high finance started in accounting, especially in Big 4 firms. Public accounting (audit or advisory) can open doors to finance roles like valuation, transaction services (TS/TAS), or even internal corporate finance.
  • If you're not in public accounting, consider transitioning to a Big 4 firm. Even a few years there can significantly boost your resume.

3. Networking is Key

  • While your school may not have a strong alumni network in finance, networking is still your best bet. Use LinkedIn to connect with professionals in your target roles. Start with informational interviews—ask about their career paths and advice for someone in your position.
  • Attend finance-related events, conferences, or meetups in NYC. Being in a financial hub gives you an advantage.

4. Consider an MBA

  • An MBA from a top program can be a game-changer, especially for pivoting into high finance. Focus on GMAT prep and aim for a top-tier school (e.g., Wharton, Columbia, Booth). These programs have strong finance pipelines and alumni networks.
  • If a top MBA feels out of reach, consider programs with strong regional finance connections or part-time MBAs while you work.

5. Alternative Routes

  • CFA Program: The Chartered Financial Analyst (CFA) designation is highly respected in finance. It’s rigorous but can help you break into roles like equity research, asset management, or investment analysis.
  • Valuation/Consulting: Transitioning to a valuation or consulting role (e.g., at a Big 4 or boutique firm) can bridge the gap between accounting and finance.
  • Corporate Finance: Look for FP&A (Financial Planning & Analysis) roles in corporations. These roles often lead to strategic finance positions and can be a stepping stone to high finance.

6. Short-Term Actions

  • Upskill: Learn financial modeling and valuation. WSO offers excellent courses on these topics. These skills are essential for high finance roles.
  • Polish Your Resume: Highlight transferable skills like financial analysis, problem-solving, and attention to detail. Tailor your resume for finance roles.
  • Apply Strategically: Target entry-level finance roles or rotational programs. Even if it’s not your dream job, it can be a stepping stone.

7. Mental Health and Balance

  • Burnout is real, and your situation is challenging. Taking care of your parents is admirable, but don’t neglect your own well-being. Consider speaking with a mentor, therapist, or career coach to help you navigate these pressures.
  • A vacation or even a short break can help you recharge. It’s not selfish—it’s necessary for long-term success.

8. Long-Term Vision

  • Remember, many successful finance professionals started from non-target schools or unconventional paths. Hard work, persistence, and strategic moves can get you there.
  • Keep your eyes on the prize, but don’t be afraid to pivot or adjust your goals as you learn more about the industry.

Final Thought

You’re not alone in feeling stuck, but your determination to improve your situation is already a huge step forward. High finance is competitive, but with the right strategy, you can break in. Stay focused, keep learning, and don’t hesitate to lean on the WSO community for support. You’ve got this!

Sources: Accounting vs Finance: Part 1 – Career Paths, What are the best alternatives of IB (or other high finance)/Consulting if people don't get in?, 30 and a bit lost in career - Advice Appreciated

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Hey, thank you for reaching out to me. I really appreciate it. You hit the nail on that one. Having no exposure to folks my age who are also in the same industry does it make it difficult to navigate. I will look into prepping for the GMAT. Is it possible you can DM me?

 

Hey man would highly recommend an MBA... score well on the GMAT and if your able to spin a nice story you wont have much difficulty getting into a good business school, and even better you may get a strong scholarship 

 
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At my core, I’m an accountant, but ended up becoming a real estate developer, business founder, and CFO.  I’ve hired accountants in your age range.  I’ve also took care of my dad, bringing him lunch and dinner during work days and almost got fired at a large real estate private equity firm at age 25. Almost fired!

I’m 44 now.

If your parents are aging but can live on their own, I agree you should move out and be an adult and make adult choices.    

There is a fine line between hurting your future by not growing and maximizing your financial potential, because senior care can be expensive and you’ll need an economic base.  I know, I operate senior living communities. 

In your post, you did not mention a field that you have interest, like a longer term interest to pivoting.  You mentioned a list of typical career fields and grad school.  You need to reflect on what makes you tick, and what gets you excited.  

I’ve known a lot of disgruntled auditors.  There are those who complain and don’t do anything about it; those who move fast/strategically; and those who stay because they like it.  Right now I’m seeing complain but no plan.  It’s common, but not ideal. 

A lot of older career accountants are dedicated to their families/children, hobbies, stuff outside their work, and the job is just a job.  If you want to go to a good MBA, you need to show interest in what you want to be in 5, 10 years.  That’s a typical essay.  

You should not BS it.  Read or listen to the audiobook, The Alchemist.  Basically: what is the universe telling you?  

Somehow, you came to this forum and posted this. 

Also, for your profile, I would recommend you aim for a part time MBA at a good school.  The average matriculation is late 20’s, early 30’s and this will give you time to build up your story.  3 years is a good amount of time to totally remake yourself in almost any field. 

Also, why didn’t you complete your CPA?  Even if you don’t go public accounting, it is a credential that will help you in the future, say as a CFO, as someone mentioned. It shows you finished something.  It will take you about 2 years.

  • Move out of home or start living for you; free housing is a good perk
  • Aim to capstone your accounting experience with a CPA designation (it’s in your hands), this test taking experience will help you study for the GMAT next
  • Figure out what gets you excited; attend conferences and meet ups; listen to podcasts, then come up with a 3 year plan that includes matriculating into a good part time MBA at Year 4


    That’s my advice.  I was in your shoes.  The difference though is I knew what I wanted to do beyond accounting before I even started.  But, very similar situation.  I did have a younger sister who lived with my dad for 5 years until she couldn’t take it any longer, but by then I was ready to take over at age 30 (he had a broken hip, stroke and dementia). 

    What is the universe telling you?
Have compassion as well as ambition and you’ll go far in life. I am interested in digital immortality. Check out my blog at digitalimmortality.com
 

Hello,

Thank you so much for this thoughtful response. I really appreciate it. You have me thinking and approaching things differently now.

I really appreciate your guideline. I will follow it.

I also want to thank you for providing me comfort and solace. Thank you again!

 

discordworld

I hope you don’t mind me DMing you

I don’t mind.  Please DM me.

Have compassion as well as ambition and you’ll go far in life. I am interested in digital immortality. Check out my blog at digitalimmortality.com
 

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