Any and all advice welcome

Based on the most helpful WSO content, here's what you need to consider:

1. Evaluate the Return Offer: While the return offer from the regional bank's DCM group may not be ideal, it’s still a solid backup. The temporary credit position could provide you with additional skills and exposure, but you need to assess how long the "X time" commitment is and whether it aligns with your long-term goals. If the timeline is vague or too long, it might limit your ability to pivot later.

2. FX Trading Analyst Role: Since you're more interested in this role, prepare thoroughly for the interview. Highlight your leadership experience in the investment club and your summer internship in DCM to demonstrate your understanding of markets and financial products. Tailor your pitch to show how your skills align with FX trading.

3. Exit Opportunities and Growth Potential: If you don’t land the FX role, consider the growth potential of the regional bank. While it may not have the prestige of a larger institution, you can leverage the experience to lateral into a better role later. Networking and building relationships within the industry will be key to making that move.

4. Backup Plan: If neither option feels like the right fit, you could explore other opportunities in related fields like corporate banking, consulting, or even fintech. These roles can provide valuable experience and open doors to other areas of finance.

5. Networking: Continue leveraging your investment club connections and alumni network. Many WSO users have emphasized the importance of networking to overcome non-target and GPA challenges. Reach out to professionals in FX trading or other areas of interest for informational interviews and advice.

6. Long-Term Perspective: Remember, your first role doesn’t define your entire career. Focus on gaining relevant experience, building your skillset, and positioning yourself for better opportunities down the line.

Good luck with your FX Trading Analyst interview—go in confident and prepared! If it doesn’t work out, don’t panic. Keep grinding, and you’ll find a path that aligns with your goals.

Sources: Going from a non-target with low GPA to landing a hedge fund Internship, Low GPA, trying to get my foot in the door. What do I do?, No Internships / Low GPA / Non - Target school / Only Day Trading experience / No future prospects?, What to do as a rising senior at a non-target with no IB experience, A non-target's failure