Pass-Fail in Fall 2020 - good or bad?

My school has optional P/F this semester, with the choice of choosing which classes to do so (in Spring it was mandatory for all classes). I was debating if I should do it because I have some classes that are not up to par, except they are relevant to Finance while the remaining are not. Of course if someone asks I have reasons to back up the drop but I can't help but feel like others have done much better than me and therefore this won't be convincing. For reference they are not barely passing (i.e C) but not good enough to look good either.

If I leave them uncovered my GPA will drop to 3.6<x<3.65. If I hide them and leave my good classes my GPA goes up to 3.7.

I'm also keen on potentially getting an MBA but that's only a thought and not certain - getting a role out of college comes first. I figured either way this shit would look bad, just wondering what's slightly less bad. Would really appreciate any advice because I'm just exasperated at this point. TIA x