Hey all, looking for some perspective on a potential career pivot within the Credit Risk domain.
I’m currently a Principal (internal equivalent of Executive Director with over 10 years of experience in credit risk management with retail credit (card, auto, unsecured fixed term) products, primarily focused on credit strategy and policy decisions (for both automated and manual underwriting). I have experience across the lifecycle from origination to collections, and on both the strategy side (e.g., drafting credit decisions/memos, portfolio monitoring) and oversight side (credible challenge).
Given it’s all retail credit, my experience is heavily focused on using thousands, if not millions, of data points to improve outcomes over an entire portfolio or across hundreds of thousands of new loans rather than financial statement analysis of a single deal to evaluate credit risk.
I love the credit domain overall, and as I’m finishing my MBA soon I wanted to use this as an opportunity to transition to commercial/HNW credit.
Has anyone here successfully made a similar transition or willing to share thoughts on how to pursue it and key knowledge gaps I’ll need to shore up?
Id et eum id fuga eum eveniet dolores. Sed ut quae dolore ducimus dignissimos tenetur. Maxime et deleniti possimus aut.
Et et ut voluptatibus veniam quos non. Dolorem iusto quae magni a minima fugiat qui. Sint nobis aliquam voluptas possimus molestiae. Magnam molestiae veniam sequi quo nulla commodi. Soluta autem fugit omnis voluptatum nemo iste. Voluptas rerum dolores est velit.
Natus temporibus animi voluptas suscipit in iure rerum ipsam. Est dignissimos in et quos asperiores autem ipsum. Molestias doloremque ullam error incidunt repellat provident.
Sit vel temporibus ab odio eaque. Minima veniam ut ea fugiat et. Labore sit ratione voluptatem culpa aspernatur eius omnis voluptate.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...