Non-Target Biochemistry senior D1 athlete, no internships

Hey guys,

After some casual lurking, I'm glad to join this site. I'll be graduating in June with a BS in Biochemistry from a state school (top 150 undergrad) in a major city. I want to make it in I-banking or trading. No financial background, but numbers are my innate native language. (36 on ACT math with no prep, I know it's meaningless but just a quick metric for discussion's sake here)

Came to this state school to accept an athletic scholarship. Made all-conference by sophomore year. Although I was a starter from Freshman year, NO ONE expected me to work my tail off and rise to the #1 position on the team and lead in wins.

Took the Bloomberg Assessment Test online in December on a whim (before I got serious about this). Was sleepy, poorly prepared, distracted, didn't pace myself well, ended up leaving an entire section blank (interpreting graphs). Signed up for the next testing date, beginning of March. I know I can do better.

Hence my username, this is the start of my journey. It's going to be uphill every step along the way, but I'm going to go wherever and do whatever it takes to break in. I've got a couple resources that might be far from the best available, but I'm going to dig them dry.

Recruitment season is over before I started. Here's my plan:

1. Get straight A's and finish my degree.
2. Use my University's b-school career services, get to know those ppl
3. Network w/finance professors at my school, maybe get some mentors
4. Use my network of support to start educating myself on finance in the best possible way. Study for BAT re-take.
5. Prep for CFA Level 1 in December
6. Cold call/e-mail like a madman.

I can handle rejection. I can handle criticism. I can handle failing. I can handle failing again. And again. I can handle my girlfriend leaving me if she doesn't like how this starts playing out. What I can't handle is knowing that I could have done better.

...Now if you'll excuse me, I've gotta get back to studying for my cell biology exam on Thursday.

11 Comments
 
Best Response

Well, it sounds like you're aware you have quite a journey ahead of you. As someone with a somewhat similar background, here are some thoughts you might find helpful.

  1. You're going to have a much easier time breaking in to S&T than IBD with a low GPA. That's just how the market stacks up right now.
  2. Yes, everyone has their reasons for a low GPA, but they are not all created equal and you better have some sort of polished story prepared.
  3. Getting a 36 on the math section of the ACT isn't going to get you a job but it certainly is a data point in your favor that I would highlight on your resume.
  4. Join finance/markets clubs and get involved. Try to get into some sort of leadership role if you can and make some sort of quantifiable contribution. Use the experience and wisdom of other classmates who have been through recruiting to your advantage.
  5. You might consider delaying graduation for a year or even a semester in order to get an internship on your resume. Experience can go a long way to compensate for GPA. You're pretty late even for internship recruiting but go in to the business advisers and try to find about any and every contact in finance your school has. Use those contacts for summer internships.
  6. If you stay longer, use the time to add a math or econ minor.
  7. Don't be picky about location starting out.
  8. CFA is a great idea.

Good luck. It can be a long battle but if you stay diligent and hungry, you WILL get there.

"I know you think you understand what you thought I said but I'm not sure you realize that what you heard is not what I meant."
 

Points taken. I'm particularly curious over what you say about delaying graduation though. If I were to go with extra schooling, wouldn't it make more sense to just graduate and then take classes as a post-bacc or something while networking and studying for the CFA?

Also, it doesn't look tacky if I put on my resume that I got on the 36 in math ACT? In that case, should I also put my Bloomberg Assessment Test score/percentile if I do better?

Should I keep my GPA off my resume and tell my story during the interview or leave it on?

Thanks

 
  1. With regards to extending or working on post-bacc I think it would depend somewhat on your school's OCR. If it's a fairly strong program then there are a lot of benefits to utilizing it come FT recruiting in the Fall. Also, you'll be able to avoid the questions about why you are graduating without a full time job offer as well as no experience during undergrad. You're not going to be a traditional candidate either way (neither was I) but you can try to fit into the mold as much as possible, ie junior year summer internship and Fall FT recruiting. It makes it easier on contacts you make to feel comfortable recommending you.
  2. If your overall ACT score is decently high (probably 30+) then go ahead and put it on underneath your Education section of your resume. You can format it as 3X/36 ACT (36/36 Math Section). Pointing out a specific section really only works with a 36. I got a 35 on math and I don't put it on although I do have my overall score listed.
  3. With a sub 2.5 GPA I would take it off. Without it on there, people will assume it's sub 3.0, but that initially leaves a little more wiggle room. You don't want a sub 2.5 to be the first thing someone sees. But like I said, practice, practice and practice your GPA story. You'll likely have to deliver it to any and every contact you make networking because in my experience, they inevitably ask. Once you get to interviews it's much less likely it will be mentioned as GPA is used more to weed people out prior to interviews.
  4. I really question the usefulness of the BAT at this point. In the future it could become something that companies value as a data point but I don't know how widely known it is. However, if you are currently lacking in finance related bullet points, throw it on.
  5. As I mentioned before and was mentioned by someone else again, you need some experience, even if it is working for free. I ended up doing two separate unpaid internships (apart from SA position) during undergrad and they were extremely useful in overcoming my low GPA.
"I know you think you understand what you thought I said but I'm not sure you realize that what you heard is not what I meant."
 

This isn't necessarily true. As a non finance major, passing CFA level 1 gives a lot of credibility to both your interest and your abilities in the finance world. I was a non finance major and did CFA level 1 and it was always looked very favorably upon when networking and interviewing, even outside of investment management, ESPECIALLY with a low GPA.

"I know you think you understand what you thought I said but I'm not sure you realize that what you heard is not what I meant."
 

I think one point you should consider is how you come off. There are little bits like "Was sleepy, poorly prepared, distracted... Scored 89th percentile" that can hurt you. I would sound more humble about things and be willing to even take an internship after graduation at a smaller bank or at a less known trading shop... for free. Best of luck though!

 

Thanks, that's important information. While that's not how I'd write in a cover letter, it very well could be a reflection of how I write, so I should be aware. Honestly I'd be THRILLED to work for free as long as I get my feet on the ladder.

 

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