Advice for Building Credit
I just hit the desk and want to build up my credit score now that I'm earning.
Does anyone please have advice on how to do this effectively?
Thanks
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Get a credit card in your name if you don’t have one yet. Doesn’t matter the limit just get one. Even if a department store or big box retailer card.
use card atleast one time a month - small dollar amount- pay it off right away in full.
score will improve over time.
I see you're in the UK. I got a TV on credit (From Currys) around 11 years ago when I was in Uni, paid it off over a year, and my credit scores been >978 ever since. I had a few cars that were financed during that period too. Never missed any bills.
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Heard working in private credit doesn't help
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