I just spent 0 time figuring out how to set up an investment account, I don't know how my insurance policy works, none of that. I have like $70k cash in my checking account. Should I figure this stuff out? I just have so little time for it lol
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Just throw it in SPY and QQQ and forget about it
I mean yea you're missing out on making money. First of all open a HYSA, no point in having $70k in checking. There are useful fourms here if you look up investing IB analyst wso or whatever but the genreal advice is to save up 3-6 months of living expenses for emergencies, contribute to your 401k up to whatever your employer matches, and max out IRA (7k per year).
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