Banking problem need answers

An individual I know(person A) split their estate account between them and 1 sibling(person B). They did the wire transfer and it was done. The individual schedule a meeting with a banker set up a money market and Roth with the bank. All of a sudden today the sibling is saying person A took 53k out of the account which to me seems impossible. Does anyone have an clue how this could happen. Especially if the banker setting up the account didn’t have person B info?

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