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Better CD rates usually.
It's almost always cross-selling or office/bank specialty. I.E. I'm a financial tech firm looking to IPO so I go to FT Partners or Raymond James is giving us a really good rate on a large loan and we need to acquire a MM company so I guess we'll go to them so we get more good loan rates in the future.
With the exception of BofA most of the buldge brackets do not have good local presence, often times the PE firms will use the regionals in the area of the MM company being acquired.
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