11 Comments
 

I’ve gotten 5 different credit cards and they just ask for income, but don’t ask proof of income.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 
theATL

What AMEX card? If you are a student I strongly recommend not getting a card with an annual fee. 

I have the Amex Blue Cash Everyday and there is no annual fee.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

I would've figured Isaiah was a Centurion Card holder! He always keeps us guessing.

“Strive for perfection in everything you do. Take the best that exists and make it better. When it does not exist, design it.” -- Sir Frederick Henry Royce, 1st Baronet, Co-Founder of Rolls-Royce Limited.
 

I got a few credit cards during senior spring. As long as you put something reasonable ($150k and not $1.5 million) and have great credit, they will give it to you with no income verification

Credit score and history are very important though. If your only credit history is a $1k credit card from your bank, you're not going to get accepted for Amex Plat or probably even Gold. Apply for something you have a realistic shot at so you don't have an unnecessary hard pull on your credit report 

Array
 

They didn't check for mine. I have blue cash preferred and gold card

The important thing is never to let oneself be guided by the opinion of one's contemporaries; to continue steadfastly on one's way without letting oneself be either defeated by failure or diverted by applause.
 
Most Helpful

Only time a card I applied for that needed proof of income just wanted to see my signed offer letter with income and start date as proof (would you trust a random young 20 something with five digits worth of spending power without due diligence?). So I doubt you'd have to cough up consecutive paystubs or something. For instance all your income and employment status information is going to be autofed to Equifax by payroll every payperiod, including hiring/layoff events anyways so they'll be verifying regardless.

The poster formerly known as theAudiophile. Just turned up to 11, like the stereo.
 

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