I Want To Take Out A Loan

After I complete residency, I will make around 300K post-tax. I am going to take out a gigantic loan and go to Vegas.

Shot at becoming a multi-millionaire right off the bat with a game of blackjack.

With no risk comes no reward.

22 Comments
 

You should have the same rationale with your patients. Always take the riskiest course of action. Have a head cold? Transorbital lobotomy should fix that.

People demand freedom of speech as a compensation for freedom of thought which they seldom use.
 

Why not, I mean if you really want to go for it put 300k down on a coin flip game. 50% 50%. I have actually found out a way to drastically increase your odds at coin flip.

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 
heister

Why not, I mean if you really want to go for it put 300k down on a coin flip game. 50% 50%. I have actually found out a way to drastically increase your odds at coin flip.

Go on...

"Mr. Perkins poses an extreme risk to the market when drunk."
 

Ready for this guy to be banned.

"For I am a sinner in the hands of an angry God. Bloody Mary full of vodka, blessed are you among cocktails. Pray for me now and at the hour of my death, which I hope is soon. Amen."
 

Make sure you spread the wealth with your WSO pals if you win

All the world's indeed a stage, And we are merely players, Performers and portrayers, Each another's audience, Outside the gilded cage - Limelight (1981)
 

Okay, I spent 20 minutes at work reading this, including going over to that thread where you list all the crap you're going to buy with your $3M. Successful trolling. Screw you, dude.

 

But seriously.. Why don't we see more people with nothing to lose going double or nothing on borrowed money?

And how hard is it to get a loan internationally? Do they check your credit? I imagine going delinquent on a loan in Taiwan wouldn't show up on a credit check in Berlin. What if I want to take out a loan in some third world country? Can't I do that, gamble, and gtfo if I lose?

I wonder how difficult it is to get a loan shark to give a foreigner money. Why not traverse Europe gambling loan shark money and dipping whenever you lose? Like, what are they really gonna do? Probably not shit.

"Mr. Perkins poses an extreme risk to the market when drunk."
 
sk8247365

Heads I win tails you lose.

That is straight Neil Cafree.

"Mr. Perkins poses an extreme risk to the market when drunk."
 
Beny23

it's a probability problem unless you can count well.

I mean straight gamble the loans; don't play anything. And the E(r) of a casino gamble is negative, but if if isn't even your money, then fuck it. When you lose, leave. When you win, pay back the loan and leave.

The real risk is in potential retaliation from not paying back shady loans. So you'd want to pay them back when you do win to minimize that risk. And preferably not keep it up for too long. Or hire some protection. I feel like this would work in most of Europe and Asia if you move around fast enough.

"Mr. Perkins poses an extreme risk to the market when drunk."
 
thepie

I'm sure that the type of person that will give a foreigner money without any collateral will simply let you leave

Well, it would have to be done cleverly. It would need to look like I'm a foreigner, but have been living there for some time: Enough to avoid initial fly-by-night suspicions. But not enough that my not knowing some cultural/landmark references would be suspicious. Maybe the front of having set up some online business that's currently breaking even, but the bank won't give me any more money and I have a great idea that will turn the business profitable, but requires an initial investment. Preferably some obscure shit so that their desire to understand can be outweighed by greed.

Maybe meet a girl with a kid and make it look like I'm with them long-term so the other party thinks that they have leverage.

"Mr. Perkins poses an extreme risk to the market when drunk."
 

Might just as well create a business, make some pretty powerpoints and hype up your company. Buy some land in a 3rd world country, salt some samples and call it a mining operation. Be promotional as fuck, pay yourself a lot of stock to wine and dine your shareholders and bam, you're a millionaire. Considering how incredibly watchful the SEC is you end up carrying far less risk with a much higher upside. /cynicism

On a serious note though, I think you underestimate loan sharks in general. They didn't get into a position to lend you money on a whim because they lose money on their 'investments'. Good luck with your strategy though, let me know how it works out for you.

 
thepie

Might just as well create a business, make some pretty powerpoints and hype up your company. Buy some land in a 3rd world country, salt some samples and call it a mining operation. Be promotional as fuck, pay yourself a lot of stock to wine and dine your shareholders and bam, you're a millionaire.
Considering how incredibly watchful the SEC is you end up carrying far less risk with a much higher upside.
/cynicism

On a serious note though, I think you underestimate loan sharks in general. They didn't get into a position to lend you money on a whim because they lose money on their 'investments'. Good luck with your strategy though, let me know how it works out for you.

It's just a thought for now. There are other money-making schemes I need to give a fair shake first.

"Mr. Perkins poses an extreme risk to the market when drunk."
 

Voluptatem sint velit assumenda quisquam cum. Dicta beatae sit id.

Eum perferendis quis sit ut dolor. Numquam ipsam repellendus sint amet alias eligendi modi. Eaque voluptas et voluptates illum neque neque. Dolorem sequi ut dolorem nesciunt.

Ea rerum qui autem laborum necessitatibus voluptas. Rerum asperiores voluptatem est aut. Tempora et placeat deleniti odit quis eum. Minus laboriosam incidunt tempora illum voluptatem. Id temporibus minima excepturi dignissimos. Et et quis eos. Doloribus eum ipsam voluptatem dolor totam eum aut reiciendis.

Illum suscipit repellendus possimus in pariatur. Ad eos quod veritatis autem rerum odit. Ea beatae consequatur voluptate qui aut. Earum quo sit asperiores magni voluptatum. Quisquam est ducimus inventore qui dolorem fuga. Molestias praesentium quidem officiis voluptas. Eius velit a tempore placeat quis esse voluptatem.

 

Nesciunt vitae aliquam repudiandae ex animi. Corporis veniam repudiandae quo cumque dolor excepturi.

Qui in aut adipisci modi. Dolorem iusto maiores dignissimos eveniet soluta. Qui recusandae ut facilis omnis eum nulla. Et non esse quasi sed quibusdam quisquam ex. Ex nihil aut voluptas neque nihil et consequatur. Deleniti quis ab nobis nobis odit et nam.

If the glove don't fit, you must acquit!

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 01 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (43) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (75) $151
  • Intern/Summer Analyst (65) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
DrApeman's picture
DrApeman
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
dosk17's picture
dosk17
98.9
9
GameTheory's picture
GameTheory
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”