Anyone have a Marcus savings account, and if so, would you recommend it? I've known about the attractive rate for a while, and I'm thinking about moving over some cash. Curious about the ease of access, withdrawals per quarter, overall experience, etc. Figured I'd ask here before calling them.
Dec 21, 2017
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It's a savings account, so assuming you're storing your emergency fund or some general cash fund there, I don't think anything other than the rate matters. For what it's worth, I think Ally has a better UI, but Marcus seems to always be the first to raise their rates. I am a client of both.
EDIT: Other options include Capital One 360, Discover, American Express, and Barclays. I'd also do a quick Google for "high interest checking accounts". Some places like Lake Michigan Credit Union (anyone can join for a donation/fee) pay 5% for balances up to $25,000-$30,000 provided you jump through some hoops like have a direct deposit and use your debit card a dozen times a month.
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