What are the biggest problems (serious or light, big or small) that you face in life?
My biggest problem is finding free time to enjoy my life outside of my job. However, I saw a video recently of a guy who had the problem of trying to hustle up $500 for a PS5.
This would be an example of a problem on the "light" end of the spectrum, but it struck me as interesting how diametrically opposed his issues are to mine: he has time to go hustle, but can't afford a PS5. I could go walk down the street and buy a PS5 right now, no sweat, but have no time to play it.
What are your biggest problems? Another small one of mine is not being able to bookmark documents properly (e.g., credit documents). It would be nice to have a better organization system.
Too many investment opportunities, not enough money. Being poor is expensive.
if you are able to find so many investment opportunities I'm sure that you can also find people that believe in you and lend you money
That would be very hard as I am obliged to dedicate my entire existence to my current job. I was thinking more about stocks - there are still many good opportunities, and I wish I had the ability to buy more in some of the companies where I am invested.
I might have to get jaw surgery, which is one of the more serious and risky types of surgery. You have to get braces for a year leading up to it, you can’t chew for like 4 months afterward (all smoothies), and sometimes parts of your chin stay numb for the rest of your life. I’m also in college, so I would have to take time off to do it. It also costs like $50,000, and I assume insurance will cover some to most, but I’m not sure. I don’t know if I have to get it yet, but I really really don’t want to.
y are you doing it then
Good question. My lower jaw is still growing and my upper isn’t, so I’m developing an underbite. If my lower jaw stops growing soon, I can probably get away with just getting braces again, but if it keeps growing a lot and becomes a more severe underbite surgery will be the only way to fix it.
As to why an underbite is a problem, it makes it so my jaw doesn’t close comfortably cuz it doesn’t line up right, and if it gets bad enough it can make it harder to chew, talk, and to close your lips without effort.
Hopefully it won’t grow that much more and I don’t have to do it.
check out youtube DOT com/user/othershelby on YT, she just went through jaw surgery and explains details
Video unavailable
Student loans
Agreed. 2nd year analyst about to get my 2nd bonus in February. Unfortunately it’s all going to be going towards paying off student loans. Nothing worse than the feeling of slaving away with nothing to show far. Meanwhile peers have 50k+ invested / saved. Doesn’t help that I hate ib and want to leave haha
Faced medical challenges growing up. Resolved it late enough that I still remember what it was like. Really helps me appreciate life moving forward. I’m glad I experienced it because outside of that, I’ve had a privileged upbringing.
I feel that. Wouldn't give up my experiences from getting through cancer as a child for anything.
People keep asking
Finding the perfect mattress.
I got caught jerking off during my internship and now every time somebody smiles at me when I meet them I assume they know I got caught jerking off by my Summer Analyst bro.
Have realized IB is not the career path for me both as a combo of not being interested in the work much and my slowness in getting the job done, as well as my slower understanding of technical things / need to be hand held with many things (I do a lot better when I get time to think through things and I've been told this many times before). Have been getting some experience in the medical field and am actually applying to programs to get premed prereqs done to completely switch from business to medicine. It's extremely nerve-wracking to be switching considering I have two years of BB IB experience and am just leaving it all to start from scratch as a premed. Am also worried what will happen to me if I don't do well in my science classes and don't get into med school. I've re-assured myself that I can always jump back into finance (like Corp fin or Strat fin) due to my IB experience but am still concerned. It's been very hard to balance getting my apps done and also working on an extremely busy live deal.
Smaller problems: I'm contemplating LASIK but have been told that it can ruin your eyes forever; my teeth are getting out of shape cuz I don't wear my retainer and I want to get Invisalign but I'm afraid that if I go to the dentist, he'll say I need actual braces, which I'm not going to do; I'm also starting to bald and am not sure whether it's due to genetics or the massive stress from IB
I think you will be less stressed if you take evening or online pre-med classes at your own pace and keep working in finance. Then, study for the MCAT in your free time. I've studied for the MCAT and it is very hard - it sucks. You have to know the pre-req courses very well. If you didn't have your day job, it might stress you out 2x because this material is very challenging.
Also, med school is very hard to get into. The acceptance rates are super low. Med school is expensive too, so best save $$$ as much as you can. You might want to ask around to spend a few hours in a hospital doing research or volunteering when you're free. Also, your undergrad cumulative GPA and science GPA are really important. If either is slightly low, you'll have to make up for it in your MCAT score.
You could also avoid the MCAT entirely by enrolling in a post bac pre med program like Columbia University that has linkages. I've heard this Columbia University program is extremely challenging though and its expensive especially if you don't make the linkage minimum GPA requirements.
https://gs.columbia.edu/content/linkage-specific-program-requirements
Just read your comment. Incoming first year analyst, and I believe I have the same concern as you:
I don't know if it's me getting bogged down with the details, fearing that I won't get the job done right or have something missing, overthinking something that's otherwise simple, or simply a result of me not knowing or being as familiar with the assignment (I was an unexperienced summer analyst at the time I made this self assessment) and due to this inexperience expected to be slower.
So far I have an interest in IB, and I am very committed to it, but I'm worried I may not be good at it if I'm "slow." Any thoughts on this from you or others (realize that this is a problem of yours, so you likely haven't found the solution to it)? Is it normal to be slow in the beginning? Are there ways, other than finding shortcuts and through repetition, to get faster? Can a slower analyst still be good?
What are you having trouble with. By shortcuts do you mean the excel and ppt ones to where you rarely need to touch your mouse? Those you need to commit to muscle memory.
If you're referring to technical models, you simply need to keep on doing them and ask the "why" questions. I've seen so many analysts simply run a pre-made model and come out of the project not realizing fully what or why they've done something. It takes longer the first time but you need to do it at the start of your analyst stint where slowness is accepted. Doing this 1 year in is not too late but you'll be placed squarely in the mid bucket section.
None
Early signs of balding in 1st year undergrad.
Look into getting finasteride/dutasteride and a topical anti androgen!
Making way more money than is reasonable in a mind-numbingly boring job that only requires 40 hours a week of my time, max, and struggling with the prospect of quitting to do something I actually care about for drastically less compensation.
What type of job? Is there any interesting aspect at all?
I've had a ton of job interviews, but can't seem to land a good offer. Wondering if i'm a terrible interviewer or the jobs I go for are just that competitive.
I can definitely relate. I think first rounds are less selective than we think.
In my industry its quite common for recruiters to do a dozen or more phone screens (tech sales). A lot of orgs are also constantly interviewing and will interview dozens of candidates until they a perfect candidate they like who has 10 years of selling whatever technology they have.
It's not that hard to get a decent role, but the really good roles are usually tough to get. Some people I know applied to big companies for years while working at startups (sfdc, oracle, etc) to work at a large co.
Bro, this is my life. I've gone to 4 final interviews with 2 or 3 finalists including myself and I've gotten passed over because the other has more experience. That and every interview process is like 4 months and I graduated from my MBA 3 months ago. It's brutal.
Is this applicable to most firms' hiring timelines? Like tech firms for finance positions? Thinking of leaving banking once I get my bonus in Feb / March. Don't have anything set up. Should I start recruiting now? Was wanting to take some time off as well after quitting banking
My youtube channel isnt growing fast enough and i dont have a six pack for tiktok what do i do
start shaking your ass that usually works
among many other problems I face in life, the biggest one is knowing about my infertility from an early age (I'm a heterosexual girl) and I am scared of entering into relationships as a result. As a hopeless romantic I believe everyone deserves to be loved but realistically the chances of a guy accepting me for who I am is really low...
Damn that’s sad
My wife and I are struggling with potential infertility right now. It sucks but I think you're way off base. I would venture to guess that most guys - certainly any guy you'd want to end up with - would understand. It's not the biggest sacrifice in the world. There's always adoption.
I think the chances are higher than you think. I (straight male) don't want kids, and I've anecdotally heard from a lot of my friends that they don't either.
Don’t want to go into too much details here but I have a genetic condition that is highly transferable to offspring. My parent had a milder variant but I got a more extreme version that has caused me difficulty to the point that I don’t want kids anymore. It seems unethical to me to pass that difficulty on to the next generation. Obviously not identical to your situation , but I can empathize. Both the difficulty and my mindset are really the start of many reasons I’m expecting to be single for life (although obv I wish things were different). Luckily WSO has proven to be a great distractor to get my mind off of such things.
Small: I haven't bought any x-mas presents yet or made a list. My amazing girlfriend is going to write my list for me cause she's getting second hand stressed by my lack of having my shit together
Medium: My spending habits have been out of control lately and I've completely dropped the ball on tracking my expenses and budgets
Big: I'm addicted to nicotine again
Light: Building a PC at the moment (have no fucking clue what I'm doing). Got everything all nicely laid out on my desk and cracked a beer to start building then discovered I forgot to buy a motherboard
Serious: I'm in desperate need of a stress outlet of some kind and feeling increasingly manic lately due to stress. Hence the nicotine
I've got the advice to do activities that rest my brain from what causes stress, meaning, if you use your analytical mindset for work, you should do an activity that doesn't involve analytics when you try to calm down. Building a computer may be "triggering" the same type of stress as your work and therefore is not a great hobby. I personally like to paint or clean (repetitive, takes no brain power, satisfying to create something spotless and perfect haha). Just some advice.
Fair play - My 'semi-mindless' hobby is video gaming - shit like Skyrim or Fallout on an xbox - open world stuff. The PC building isn't necessarily a hobby, just something I have wanted to do for a while.
My best outlets used to be things like hitting the gym, hiking and skiing. COVID blew up my gym, moving for work blew up my hiking/skiing, increased workload blew-up everything else.
Wanna kick the nic together, brother?
Absolutely.
Hoping to leverage the holidays (going to fly home to family, COVID permitting) to help kick it. Slowing down on the darts per day up until the holiday break. I think my peak was 10 darts in a day and I'm at around 5 now.
Smaller problem: Quit my job 3 months ago, paired up with a Healthcare Tech consulting company in the mean time as well as started a Substack focused on biotech/medtech topics (check it out if you're interested). Also putting together an initiation piece on a biotech company... which is slowly coming along.
Bigger one is slow traction with interviews. Started the interview process with 3 banks for their ER teams, the first was a couple months ago and spoke with everyone but the Sr Analyst... Been ghosted for the past month now even though i though it went really well :/ Second bank is slow getting back to me as well. Maybe things will come together this month or in January. The ball is in their court and i guess the only thing i can do is keep chugging along.
Big: Health has taken a pretty big decline as a result of WFH. Team has been sweating non-stop and it can be tough to take the time required to ensure my personal well being is managed.
Medium: Have gotten completely jaded with this industry especially since WFH. Feel like it has exacerbated the negative personality traits and poor management styles that are pervasive at my firm. Seems infeasible at this point to do another trip around the sun in my current role. Have fantasized about quitting outright Jan 1.
Small: Don't really have any hobbies anymore so not sure what to get myself for Christmas, but I've earned something...
I asked for a Brazilian Jiu Jitsu membership for Christmas. Thankfully the gyms are fully open where I am. Did my first class last night and it was fun, a lot to learn for me.
That sounds like a plan. Unfortunately we're full on bloody lockdown (fml), good to keep it mind should we come out of this at some point.
What street do you live on that has PS5’s?? Can’t get my hands on one. Sold out everywhere
I wish my cock was a bigger problem for me
No free time and want to get promoted in 12 months but 24 looks more likely. May not get a carry allocation that I want (30% lower maybe which may mean I quit but in this mkt tough to find a job)
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