3.7 GPA or MIT MFin/LSE/Oxbridge MSc Finance but 3.3 GPA

I want to recruit for a UMM/MF PE firm once I graduate, but as I am set to graduate a year early, I have the options of either

- graduating on a normal 4-year timeline and pushing my GPA to a 3.6/3.7 or

- doing a 1 year masters program and keeping my 3.4 GPA.

I'm a sophomore at a non-target state school, non-diversity/nepo but have a top IB offer for summer 2025 and a 1550 SAT.

Which of the two options would be best to pursue? What else should I consider?

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