Loans origination interview

Hello all,

I'm currently a buy-side analyst covering liquid loans and have an interview for a sell-side (loans origination) position at a tier-1 European bank this week (associate level). 

Anyone here on the origination side would be willing to share some tips on topics to revise? In addition to that, could you help me with the below?

1) How do you define the covenants for a new loan? Assuming a non-cov-lite environment.

2) How do you determine the structure of the credit facility (i.e. term loan/amortising term loan/ tenor of loan etc) that would suit the company the most?

3) How do I come up with a pricing proposal? How do you determine the pricing apart from the credit profile of the target company and investors' appetite? Is this defined by just looking at market comps?

Thanks a lot!

1 Comments
 
Most Helpful

Illo natus aliquam quis. Neque nihil veritatis nostrum alias similique consequatur expedita. Provident aspernatur qui sint magni impedit officiis voluptas. Nam saepe ipsum vero voluptas officiis quaerat sint. Saepe eos et incidunt atque.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.2%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (48) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
kanon's picture
kanon
99.0
4
Secyh62's picture
Secyh62
99.0
5
CompBanker's picture
CompBanker
98.9
6
GameTheory's picture
GameTheory
98.9
7
dosk17's picture
dosk17
98.9
8
Betsy Massar's picture
Betsy Massar
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”