PE Offer / Timing Issues with Bonus Payout
I'm currently an ASO1 at an EB and Associate year end is 12/31. I recently received a PE offer with a date set for an immediate start, but I informed them I wanted to wait to get my bonus (could be anywhere from end of Jan to end of Feb). My current firm's policy is you must be employed through the date of bonus payment to receive your bonus, but the start date I negotiated with the PE firm was Feb 1. I have a fair bit of loans and don't want to leave that much money on the table for a difference of a couple of weeks (best guess is bonuses will be paid mid February based on historical data). The new offer is definitely a pay cut but did come with carry and clear opportunities within the firm, but still finding it hard to leave ~$100k after taxes when I'm this close.
I have a good relationship with my MD, and expect he will appreciate if I were to come forward and inform him of plans to leave several months in advance as opposed to doing so on the day of. It is a small group, and one person leaving definitely makes an impact especially above the analyst level. That said, it leaves a level of uncertainty and I don't know if he would have the ability to overcome firm payout policy (albeit analysts who have finished their second year and left still get paid out on their bonuses, even though they are no longer employed by the firm).
Any recommendations on how to handle / has anyone been in this position before? The firm I'm joining seemed slightly aggravated as it was that I pushed the start date back, and I'm hesitant to do it again especially given that I can't be certain when payouts are but will do so if I need to - unfortunately this would likely not be until January or so when we get an understanding for payout dates (any chance they'd rescind the offer if I asked for a couple of more weeks then?).